See how E*TRADE can help you take control of your investments online. Watch this three-minute video to get a tour of our most popular features, and read the article below for details on how to get started. Big, expensive broker not required.
Because saving and investing are in some ways similar, many of the same ideas apply to both, including the risk of losing money, how easy it is to access your funds, and potential gains. But there are significant differences in exactly how those ideas apply and in how you actually go about saving versus investing. Let's break down the details.
A dividend is a payment made by a corporation to its stockholders, usually out of its profits. Dividends are typically paid regularly (e.g. quarterly) and made as a fixed amount per share of stock.
Dollar-cost averaging is a popular long-term investment strategy that can help investors mitigate risk by turning the market’s natural ups and downs to their advantage. Read on to learn more.
Learn about portfolio rebalancing, an important step in managing a portfolio to keep its asset allocation aligned with your investing strategy.
Here are some of the biggest investing myths we’ve come across, along with some tips and pointers to help you stay focused.
Needless to say, investing during periods of market volatility can be unsettling. No one likes to see their account value dip—even temporarily. However, there are a time-tested set of principles you can follow that can help you stay focused on your long-term goals and navigate through the near-term choppiness to potentially smoother waters.
Most investments don’t move in the same direction at the same time. If you hold different types of investments, your winners and losers may balance each other out, resulting in less volatility in your portfolio.
Check out these five steps to help make smart spending and saving decisions.
To build and manage an investment portfolio, it’s important to understand key ideas like asset allocation (your mix of investments) and diversification (having a variety of investments), and to know the basic steps of managing your investments over time.
Here are four key guidelines to help you prioritize your saving and balance your long- and short-term financial goals. 1) Create a budget. 2) Build an emergency fund, then prioritize long-term goals. 3) Save separately for short-term goals. 4) Boost your saving and be disciplined about spending.
When investors talk about the markets, one topic often plays a leading role: the Fed and the interest rates it manages. It's important to understand why the Fed does what it does and how interest rates may affect your investment portfolio.
When you first learned about diversification, you were probably shown a chart about spreading your investments among broad asset classes like stocks and bonds. But allocating your investments among these top-level asset classes is just the first step. If we drill down within these categories, we can uncover many more ways to diversify a portfolio.
Compounding has been called one of humankind's greatest inventions, but we'll settle for calling it an investor's best friend. Here's why.
When it comes to your investments, knowing how much you’ve made or lost isn’t the only thing that matters, but it’s definitely pretty high on the list. It would be nice if a quick glance at a simple chart was all you needed, but, in fact, it’s easy to misinterpret your own portfolio’s performance, as well as numbers you see quoted on the news or in investment marketing materials. So we’ve put together this 3-step framework for evaluating your portfolio’s returns
Have you ever wondered if your investments are doing well because of your good investing decisions or because you’re taking on excess levels of risk? To answer that question, we need a method of comparing the performance of different portfolios that also accounts for their level of risk. This is what “risk-adjusted returns” are all about.
One way to build good financial habits is to automate your investments. While you cannot control the market or your investing returns, automatic investing can help reduce risks through dollar-cost averaging and alleviate emotional financial decision-making.
The value of your portfolio can increase or decrease for any number of reasons. Economic trends, company events, and interest rate changes are among the common drivers of fluctuations in your investment account. While you can't prevent volatility, you can help manage it through diversification.
Robo-advisors leveled the playing field and made professional money management more accessible to people regardless of their income or size of their portfolio. We dive into five features to consider before diving in.
Learn about common social engineering scams you may encounter and ways to help prevent them.
Learn how to help protect you or your loved ones from common elder abuse scams.
Money is one of the trickiest topics to discuss but avoiding the conversation can be even more problematic. These tips can help start the dialogue with your family.
There may be as many approaches to investing as there are investors, but two broad strategies for stock investing are very popular—value and growth.
Investors can take steps to prepare their portfolios for inflation, which is on the rise as the economy recovers from the COVID-19 recession. Diversifying with assets like real estate, commodities, or Treasury Inflation-Protected Securities (TIPS), can help hedge the risks of higher prices.
We all know we should have money set aside for emergencies. Here’s how to go about it.
It’s important to start saving as early as possible. Learn why—plus get tips on how to become a savvy saver.
Whether you’re applying for a mortgage, purchasing car insurance, or signing up with a new internet provider, you will inevitably be asked about your credit. Understanding how this number is calculated and how to establish a healthy credit score early on in life can help increase your financial freedom and purchasing power in the future.
Learn the options for how to pay off debt you took on to pay for school.
Know the moves to make before year-end to start 2022 on the right track.
For investors, international equities can enhance diversification and offer growth potential. In fact, long-term demographic trends may even favor some non-US markets. Explore the different types of international markets and ways to invest.
The stock market is the cornerstone of investing. Before getting started, it’s a good idea to get familiar with the basics, including market indexes, the different types of stocks, and the factors that can affect a stock’s market value.
Whether it’s panic selling, hiding out in cash, or making knee-jerk decisions in volatile markets, these behaviors can hurt investors in the long term. Learn how to spot—and avoid—common mistakes.
Too much debt can be crippling, but some debt, managed wisely, can be a smart financial tool. Check out three things to consider when deciding whether to take on debt.
With the new year underway, it’s time to take stock of your budget, debt, and investments—and check them against your financial goals. These six steps can help get you started.
Learn about the differences between credit and debit cards, the various card types, and how to avoid destructive debt.
Thinking of taking the next step with someone special? Head off money headaches by talking about your finances first.
If you’ve been named as your parent’s executor, you’ll find it’s a role with both emotional and administrative tasks. Here are some guidelines.
For LGBT+ couples who decide to tie the knot, it’s important to review financial plans and understand the financial impacts of marriage. These tips can help.