Refresh January 28, 2021 1:36 PM ET
Help Center: Learn about FDIC insurance
Deposits at E*TRADE Bank are insured by the FDIC.

The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the U.S. Congress in 1933 to help maintain public confidence in the nation's financial system. One of the primary goals of the FDIC is to insure deposits in banks and thrift institutions. The FDIC also examines and supervises member institutions. Learn more.

To check if your E*TRADE Bank accounts are fully protected, visit the FDIC Estimator.
What does FDIC insurance cover?
FDIC insurance covers all types of deposits received at E*TRADE Bank, including deposits in checking, NOW, savings, and money market deposit accounts.

The balance of each depositor's account is covered dollar for dollar up to the insurance limit, including principal and any accrued interest through the date of the insured bank's closing.

FDIC insurance does not cover money invested in stocks, bonds, mutual funds, life insurance policies, annuities, or municipal securities.

How much insurance does the FDIC provide?
  • The basic insurance amount is $250,000 per depositor at E*TRADE Bank.
  • Deposits in E*TRADE Bank are insured separately from deposits in other insured banks.
  • Deposits maintained in different categories of legal ownership at the same bank can be separately insured. Therefore, it is possible to have deposits of more than $250,000 at one insured bank and still be fully insured.

For more information on coverage for accounts and ownership categories such as trusts, PODs, and corporate accounts, visit www.fdic.gov.

You can verify coverage by calling the FDIC toll-free consumer hotline at 1-877-275-3342 and providing E*TRADE Bank's certificate number - 30746.
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Investment Products:
Not FDIC Insured No Bank Guarantee May Lose Value

Check the background of E*TRADE Securities LLC on FINRA's BrokerCheck and see E*TRADE Securities LLC and E*TRADE Capital Management LLC Relationship Summary.

PLEASE READ THE IMPORTANT DISCLOSURES BELOW


Securities products and services offered by E*TRADE Securities LLC, Member FINRA/SIPC. Investment advisory services are offered through E*TRADE Capital Management, LLC, a Registered Investment Adviser. Commodity futures and options on futures products and services offered by E*TRADE Futures LLC, Member NFA. Banking products and services are offered by E*TRADE Bank, a federal savings bank, Member FDIC, or its subsidiaries. E*TRADE Securities LLC, E*TRADE Capital Management LLC, E*TRADE Futures LLC, and E*TRADE Bank are separate but affiliated companies.

System response and account access times may vary due to a variety of factors, including trading volumes,
market conditions, system performance, and other factors.

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