Asset Protection

Five ways your assets are protected at E*TRADE

FEDERAL DEPOSIT INSURANCE CORPORATION

Banking Protection

FROM THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)

  • E*TRADE Bank accounts are FDIC-insured to at least $250,000 per depositor. Click here for more details.
  • Extended Sweep Deposit Accounts are FDIC insured to $1,250,000 for individual and $2,500,000 for joint accounts.1
  • International Sweep Deposit Accounts are FDIC insured to $250,000 for individual and $500,000 for joint accounts.2

The FDIC is an independent agency of the federal government that protects the funds depositors place in banks and savings associations. FDIC insurance is backed by the full faith and credit of the US government.

Deposits at E*TRADE Bank are FDIC insured. Learn more at www.fdic.gov.

SECURITIES INVESTOR PROTECTION CORPORATION

Brokerage Protection

FROM THE SECURITIES INVESTOR PROTECTION CORPORATION (SIPC)

E*TRADE Securities LLC is a Member of SIPC, which protects customer accounts up to $500,000 for securities and cash (including $250,000 for cash only).

Explanatory brochure available upon request or at www.sipc.org.

$600 million in additional brokerage protection

UNDERWRITTEN BY LONDON INSURERS

E*TRADE Securities LLC has purchased from London Insurers additional protection, commonly referred to as "excess SIPC coverage," with an aggregate limit of $600 million to pay amounts in addition to those returned in a SIPC liquidation, provided that (1) the combined return from the Trustee distributions, SIPC, and London to any customer does not exceed $150 million, and (2) as a sub-limit, return of cash to any customer by London does not exceed $900,000. 

This coverage does not protect against loss of the market value of securities.

Customer Protection Rule

FOR ALL E*TRADE SECURITIES BROKERAGE ACCOUNTS

US Securities and Exchange Commission (SEC) CUSTOMER PROTECTION RULE

All fully paid customer securities, including stocks and bonds, are 100% owned by the customer. These securities are required to be kept segregated from E*TRADE Securities' own assets,3 and cannot be used by E*TRADE Securities to satisfy its own obligations.

E*TRADE Complete Protection Guarantee

Our exclusive E*TRADE Complete Protection Guarantee provides an additional layer of security that protects your privacy, your assets, and every transaction you make in your E*TRADE Securities and E*TRADE Bank accounts.

Learn more