Why bank with us?

Take control of your money with our low-fee, convenient banking service

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Unlimited ATM fee refunds

We’ll cover your service charges from any ATM nationwide1

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We offer low fees

Pay less for your checking, and get competitive yields. See all bank rates and fees.

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Free money transfers

Our free service makes it easy to move money between your E*TRADE accounts and outside financial institutions2

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Protection, guaranteed

Protect your privacy and your assets with our CompleteTM Protection Guarantee and Digital Security ID3

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E*TRADE Checking

No monthly account fees for this non-interest bearing account.

  • Free online bill pay services 
  • Unlimited debit and check transactions
  • Free ATM / Visa debit card
  • Online images of cleared and deposited checks
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Max-Rate Checking

Convenient mobile and online banking, with no ATM fees.1

  • Free online bill pay services 
  • Unlimited free ATM fee refunds
  • Free ATM / Visa debit card
  • Online images of cleared and deposited checks
  • No-fee checking accounts available
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Bank from nearly anywhere

Bank anywhere, anytime with our mobile app—all you need is a data connection.

  • Mobile check deposit4
  • Mobile bill pay
  • Available on AndroidTM and Apple® devices 

Download from the App Store Get it on Google Play

Enjoy free, unlimited ATM refunds

Get instant access to your cash with unlimited ATM fee refunds from any bank, nationwide.1

Enjoy free, unlimited ATM refunds

Get instant access to your cash with unlimited ATM fee refunds from any bank, nationwide.1

 
FDIC Insured
Bank deposits insured to at least $250,000 Learn more