E*TRADE Bank

Get convenient, low-fee banking that’s fully integrated with your E*TRADE account.

Why bank with E*TRADE?

Integrated account view

Investing and savings accounts appear in the same view so you can do everything in one place

Low fees

Pay less for your banking, and earn competitive yields.
See bank deposit rates and fees.

Free Transfer Money service

We make it easy to move money between your E*TRADE accounts and outside financial institutions1

Protection, guaranteed

Protect your privacy and your assets with our Complete Protection Guarantee

Compare bank accounts

From high-yield savings to no-fee checking, see which E*TRADE Bank account is right for you.

Premium Savings Account

Premium Savings Account

Interest rates 17x higher than the national average2

  • 1.75% APY3
  • No minimum monthly account fee
  • FDIC Insured up to $1,250,000. View Details
  • Anytime, anywhere banking with our award-winning app4
  • Real-time money transfers between E*TRADE accounts5
Max-Rate Checking

Max-Rate Checking

Convenient mobile and online banking with no ATM fees.1

  • 0.05% APY6
  • $100 minimum opening deposit
  • FDIC Insured up to $250,000. View Details
  • Maintain an average monthly balance of $5,000 to waive the $15 monthly fee.6 More ways to avoid fee.
  • Free online Bill Pay service
  • Unlimited free ATM fee refunds7
  • Free Max-Rate Checking debit card
  • Online images of cleared and deposited checks
ETRADE Checking

E*TRADE Checking

No monthly account fees for this non-interest-bearing account.

  • 0% APY
  • $100 minimum opening deposit
  • FDIC Insured up to $250,000. View Details
  • No minimum balance and no monthly account fee
  • Free online Bill Pay service
  • Unlimited debit and check transactions
  • Free E*TRADE Checking debit card
  • Online images of cleared and deposited checks

Need cash? Explore E*TRADE Line of Credit

Unlock the power of your portfolio for cash when you need it most.8

Borrow up to 50% of the eligible assets in your E*TRADE brokerage account9

Avoid selling securities and disrupting your investment strategy10

Enjoy low interest rates with flexible repayment schedules11

Member FDIC insurance logo 
FDIC Insured
Learn more


Existing mortgage loan

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Start banking today

Ready to integrate your banking and investing experience?

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