Why bank with us?

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Unlimited ATM fee refunds

We’ll cover your service charges from any ATM nationwide1

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We offer low fees

Pay less for your banking, and get competitive yields.
See all bank deposit rates and fees.

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Free money transfers

Our free service makes it easy to move money between your E*TRADE accounts and outside financial institutions2

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Protection, guaranteed

Protect your privacy and your assets with our Complete Protection Guarantee and Digital Security ID3

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Premium Savings Account

Save with interest rates 15x higher than the national average.4

  • Low monthly fees5
  • Manage your money anywhere with our award-winning mobile app6
  • Real-time money transfers between E*TRADE accounts7
  • FDIC insured to the maximum amount
E*TRADE Checking

E*TRADE Line of Credit

Unlock the power of your portfolio for cash when you need it most.8

  • Borrow up to 50% of the eligible assets in your E*TRADE brokerage account9
  • Avoid disrupting your investment strategy10
  • Enjoy low interest rates, with flexible repayment schedules11
Max-Rate Checking

E*TRADE Checking

No monthly account fees for this non-interest-bearing account.

  • Free online Bill Pay services 
  • Unlimited debit and check transactions
  • Free ATM/Visa debit card
  • Online images of cleared and deposited checks
Bank from nearly anywhere

Max-Rate Checking

Convenient mobile and online banking, with no ATM fees.1

  • Free online Bill Pay services 
  • Unlimited free ATM fee refunds
  • Free ATM/Visa debit card
  • Online images of cleared and deposited checks
 
FDIC Insured
Bank deposits insured to at least $250,000 Learn more