Our Accounts

We don’t just help one kind of person. Or one kind of business. Or one kind of nonprofit, family, or trustee. We have a variety of plans for many different investors or traders, and we may just have an account for you.

See all pricing and rates

Kiplinger Best of Online Brokers Survey 2019 - Number 1 Online Broker Award

Most Popular

Trade or invest in your future with our most popular accounts.

Brokerage account

Investing and trading account

Buy and sell stocks, ETFs, mutual funds, options, bonds, and more.

Core Portfolios

Automated investing with $500 minimum

Get a diversified portfolio that’s monitored and managed for a low annual advisory fee of 0.30%.

Premium Savings Account

Savings with high interest, FDIC insured up to $1,250,000

Earn 1.75% APY2 (17x the national average6) with no deposit required to open an account.

Traditional IRA

Tax-deductible retirement contributions

Earnings potentially grow tax-deferred until you withdraw them in retirement.

Roth IRA3

Tax-free growth potential retirement investing

Pay no taxes or penalties on qualified distributions if you meet the income limits to qualify for this account.

Rollover IRA

Take control of an old 401(k)

Consolidate assets from a former employer’s retirement plan.

Brokerage

Build your portfolio, with full access to our tools and info.

Brokerage account

Investing and trading account

Buy and sell stocks, ETFs, mutual funds, options, bonds, and more.

Coverdell ESA

Save for a child’s education

Tax-free withdrawals for qualified educational expenses, such as tuition and books.

Custodial Account

Brokerage account for a minor

Managed by a parent or other designated custodian until the child comes of legal age.

Retirement

Invest in the future, with retirement accounts from E*TRADE Securities.

Learn more about retirement planning.

Rollover IRA

Take control of an old 401(k)

Consolidate assets from a former employer’s retirement plan.

Roth IRA3

Tax-free growth potential retirement investing

Pay no taxes or penalties on qualified distributions if you meet the income limits to qualify for this account.

Traditional IRA

Tax-deductible retirement contributions

Earnings potentially grow tax-deferred until you withdraw them in retirement.

Beneficiary IRA

For inherited retirement accounts

Keep inherited retirement assets tax-deferred while investing for the future.

E*TRADE CompleteTM IRA

For retirement investors over age 59½

Convert your IRA for flexible access to cash with free checking, online bill pay, and ATM/debit cards.4,5

IRA for Minors

For children with earned income

A retirement account managed by an adult for the benefit of a minor under age 18.

Personalized Investments

Tap into professional money management from E*TRADE Capital Management.

Learn more about E*TRADE Personalized Investments.

Core Portfolios

Automated investing with $500 minimum

Get a diversified portfolio that’s monitored and managed for a low annual advisory fee of 0.30%.

Blend Portfolios

Professionally managed portfolios with $25,000 minimum

Work with a Financial Consultant to get a tailored portfolio of mutual funds and ETFs that’s managed for you.

Dedicated Portfolios

Custom-built, professionally managed portfolios with $150,000 minimum

Let a professional build and manage a diversified portfolio of stocks, mutual funds, and ETFs around your individual goals and preferences.

Fixed Income Portfolios

Custom portfolio of investment-grade bonds with $250,000 minimum

Work with a dedicated Financial Consultant on building a custom bond portfolio managed by third-party portfolio managers.

Small business retirement

Offer retirement benefits to employees. Use the Small Business Selector to find a plan.

Retirement plans offered by E*TRADE Securities.

Individual and Roth Individual 401(k)

Retirement plan for the self-employed

High contribution limits and simple administration for business owners and their spouses.

SIMPLE IRA

For businesses with fewer than 100 employees

Easy, inexpensive retirement plan with deductible employer and employee contributions.

SEP IRA

For the self-employed and small businesses

Flexible annual contributions from 0% to 25% of earned income.

Profit-Sharing Plan

Reward employees with company profits

Share a percentage of company profits to help employees save for retirement.

Investment-Only Account

For businesses with existing retirement plans

Expand the range of available investment options without changing plan custodians.

E*TRADE Bank

FDIC insurance and free transfers to and from accounts at E*TRADE and elsewhere.

Learn more about E*TRADE bank accounts.

Premium Savings Account

Savings with high interest, FDIC insured up to $1,250,000

Earn 1.75% APY2 (17x the national average6) with no deposit required to open an account.

Max-Rate Checking

Competitive yields and free features

Free Transfer Money service, online bill pay, and unlimited ATM fee refunds nationwide.

E*TRADE Checking

Basic checking with no monthly fees

Free initial checks, online bill pay, and ATM/debit card.

E*TRADE Line of Credit

Borrow against your investments

Access cash for personal or business needs without disturbing your investment plans.

Account FAQs

See all FAQs

How do I open an account?

Online

  1. Choose the type of account you want. Then complete our brokerage or bank online application.
  2. For bank and brokerage accounts, you can either fund your account instantly online or mail in your direct deposit.

By Phone

Call 800-ETRADE-1 (800-387-2331).

By Mail

  1. Download an application and then print it out.
  2. Complete and sign the application.
  3. Send the application with a check made payable to E*TRADE Securities or E*TRADE Bank (depending on the type of account you're opening) to the appropriate address.
New to online investing? See how E*TRADE can help

How do I check on the status of an application?

Simply call us at 800-ETRADE-1 (800-387-2331).

When can I start trading after I open an account?

You can start trading within your brokerage or IRA account after you have funded your account and those funds have cleared.

Go now to fund your account.

Can I roll over my 401(k) to E*TRADE?

Yes, you can roll over your 401(k) or other employer-sponsored plan to an E*TRADE IRA.

Learn about 4 options for rolling over your old employer plan.

How do I fund an account?

Choose the method that works best for you:

  1. Transfer money electronically: Use our Transfer Money service to transfer within 3 business days.
  2. By check: You can easily deposit many types of checks.
  3. By wire transfer: Wire transfers are fast and secure.
  4. Transfer an account: Move an account from another firm.

Go now to fund your account.