Morgan Stanley Private Bank
Earn up to $1,000, plus 3.75% APY1,2
Open a Premium Savings Account by February 28, 2026 by completing the three steps below. Terms apply.
Use promo code: SAVE100
How it works
1
Open account
Open a new Premium Savings Account on etrade.com by February 28, 2026 using promo code SAVE100.
2
Make a deposit
Deposit $25,000 of qualifying new money within the first 30 days after account opening.
3
Get rewarded!
Maintain your balance for 45 additional days after the 30-day funding period ends to earn your bonus.
Fund more. Earn more.
| Deposit | Cash Bonus |
|---|---|
| $25,000 - $49,999 | $250 |
| $50,000 - $74,999 | $500 |
| $75,000 - $99,999 | $750 |
| $100,000 or more | $1,000 |
Enjoy an Annual Percentage Yield (APY) that is 9X the national average3
With 3.75% APY, you’ll earn an annual return of $375 for every $10,000 deposited in your account.4
| Morgan Stanley Private Bank Premium Savings Account | 3.75% | |
| Bank of America Advantage Savings | 0.01% | |
| Chase Premier Savings | 0.01% | |
| Wells Fargo Way2Save Savings | 0.01% | |
| FDIC National Savings Average3 | 0.40% | |
Annual percentage yields on competitor accounts as of 10/29/20255
What you get with a Premium Savings Account
Explore the advantages of our high-yield savings account from Morgan Stanley Private Bank, National Association, Member FDIC.
Easily move money with instant transfers to and from E*TRADE brokerage accounts
No minimum deposit or monthly account fees
Bank Deposits FDIC-insured up to $500,000 if certain conditions are met6
Explore our other offers
Certificates of Deposit
Lock in a fixed rate up to APY7,8
Open and fund a new Bank CD account to secure a market-leading rate that is fixed regardless of what happens in the markets.
Checking Offer
Promo code: CHECKING25
Get $300 for a limited time when you open a checking account with qualifying deposits with code CHECKING25. Terms apply.9