Checking from Morgan Stanley Private Bank
No monthly fees. No minimums.
Any ATM is your ATM. Get ATM fee refunds nationwide.
Start banking today
What you get with a Checking Account
ATM refunds nationwide1,2
No monthly fees. No minimums. No transaction fees for online wire transfers, stop payments, and more.
See rates and fees.
No minimum deposit
No monthly fees. No minimums.
Benefits offered with every checking account
Safe and secure
Your money is FDIC-insured, up to applicable limits.
Worry-free banking with Coverdraft Protection
Enjoy peace of mind when enrolled in free Coverdraft Protection.
Easy Money Movement
Enjoy unlimited online wires, money transfers and mobile check deposits.
Integrated Account View
View your checking, savings and investing in one place.
24/7 Banking
Manage your money, pay bills and more with our best-in-class mobile app or online.3
Compare the Morgan Stanley Private Bank
Checking Accounts
You choose which bank account is right for you:
| Checking | Max-Rate Checking | |
|---|---|---|
| Earn Interest | 0.05% APY4 | 3.00% APY5 |
| ATM Refunds | Nationwide1 | Worldwide6 |
| Foreign Transaction Fee Refunds2 | ✗ |
✓ |
No Transaction Fees for online wire transfers, stop payments, insufficient funds, and more. |
✓ |
✓ |
| FDIC Protection | ✓ |
✓ |
| Monthly Account Fee | None | $15 Waived if you maintain $5,000 average monthly balance.7 |
| Open an account |
Experience Checking from Morgan Stanley Private Bank
Everyday banking with clear benefits.
Start banking today.