What you get with a Checking Account
NEW Earn more with a competitive 1.50% APY1, 21X the national average2
NEW Unlimited ATM refunds nationwide3,4
Your money is FDIC protected, up to applicable limits.
Benefits offered with every checking account
Worry-free banking with Coverdraft Protection
Enjoy peace of mind when enrolled in free Coverdraft Protection.
Easy Money Movement
Enjoy unlimited online wires, money transfers and mobile check deposits.
Integrated Account View
View your checking, savings and investing in one place.
Manage your money, pay bills and more with our best-in-class mobile app or online.
Compare the Morgan Stanley Private Bank
You choose which bank account is right for you:
|Unlimited ATM Refunds
No Transaction Fees
for online wire transfers, stop payments, insufficient funds, and more.
|Monthly Account Fee
Waived if you maintain $5,000 average monthly balance.7