(Simplified Employee Pension Plan)
Easy, inexpensive plan for self-employed individuals and small businesses
- Flexibility with employer contributions
- Employer contributions deductible as a business expense
- Offers a full range of investment options
up to 25% of compensation or $53,000
Self-employed individuals without retirement plan coverage2
Available for self-employed individuals and owners of small businesses. Employees must be age 21 or older, receive annual compensation of $600 or more, and have worked for the company in at least three of the past five years
Set up & contribution deadline
Account must be established and funded by the employer's tax filing deadline (plus extensions)
Flexible employer contributions
Ability to change or skip contributions annually
Easy set up and administration
IRS Form 5500 filing not required
Trade more, pay less
With E*TRADE, you pay a $9.99 commission for stock and option trades. Here’s a quick overview of our clear, competitive per-trade pricing.
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