Beneficiary IRA

If you've inherited a retirement account:
  • Keep assets tax-deferred
  • Pay taxes only upon distribution
  • Use our Inherited IRA Tool for assistance

talk to a Beneficiary Services Representative


account opening minimums

Keep inherited assets tax-deferred - image

Eligibility information

Anyone who has inherited an IRA or qualified retirement plan  

No annual IRA fees and no account minimums - image

Keep inherited assets tax-deferred

You pay taxes only when you take distributions

access to a wide range of investment choices - image

No annual IRA fees and no account minimums

Transaction fees, fund expenses, brokerage commissions, and service fees may apply

Full Range of Investment Choices - image

Access to a wide range of investment choices

Choose from a wide range of stocks, bonds, options, 8,000+ mutual funds, and ETFs

Explore similar accounts

Rollover IRA

Take control of your retirement savings

Moving an old 401(k) into a new IRA may lower your fees and give you greater control over your financial future.

OneStop Rollover IRA

Let E*TRADE Capital Management manage your IRA

Rollover an old 401(k) and automatically invest into Adaptive Portfolio,6 customized to your needs.

Roth IRA7

Tax-free growth potential with tax-free future withdrawals on qualified distributions  

Save for retirement and get valuable tax advantages, including the ability to withdraw contributions at any time.