Earn up to $750, plus APY1
Just open a Premium Savings Account by September 30, 2025 using promo code: SAVE25.
Terms apply. Complete the three steps below.
Ready to get up to $750?
The more you fund, the more you earn. Here’s how the offer works:
Step 1
Open account
Open a new Premium Savings Account on etrade.com by September 30, 2025 using promo code SAVE25.
Step 2
Make a deposit
Deposit $25K+ of qualifying new money2 within the first 30 days
| New Money Deposit2 | Cash Bonus |
|---|---|
| $25,000 - $49,999 | $250 |
| $50,000 - $74,999 | $500 |
| $75,000 or more | $750 |
Step 3
Maintain and earn
Maintain your balance for 45 additional days from the 30th day after account opening to earn your bonus.2
Rated Best Savings Account for Investors
Premium Savings Account from Morgan Stanley Private Bank rated "Best Savings Account for Investors 2025" by Buy Side from WSJ3
What you get with a Premium Savings Account
No minimum deposit
No monthly account fees
Bank Deposits FDIC-insured up to $500,000. Certain conditions must be satisfied.4
Easily move money between accounts with Transfer Money service5
Plus, enjoy an Annual Percentage Yield (APY) that is 9X the national average6
With 4.00% APY, you’ll earn an annual return of $400 for every $10,000 deposited in your account.7
| Morgan Stanley Private Bank Premium Savings Account | ||
| Bank of America Advantage Savings | 0.01% | |
| Chase Premier Savings | 0.01% | |
| Wells Fargo Way2Save Savings | 0.01% | |
| FDIC National Savings Average6 | 0.42% | |
Annual percentage yields on competitor accounts as of 6/3/258