Premium Savings Account

Higher rate and a whole lot more

Earn 1.75% APY for a savings account—17x higher than the national average.1

Start saving today.

What you get with an E*TRADE Premium Savings Account

Investing and savings all in one place

Earn 17x higher than the national average1

Manage your money from anywhere with our best-in-class mobile app2

Easily move money between accounts with Transfer Money service3,4

Waive the $10 monthly account fee when you maintain an average monthly balance of $1,000 or place at least 30 stock or options trades per quarter.5

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Choosing a bank account

Not sure which bank account to choose? We offer other bank accounts that are fully integrated with your E*TRADE account.

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Skip the account fee

We offer ways to waive the $10 monthly account fee. Maintain a monthly balance or make bank deposits.

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Real help from real people

Let’s make your money work harder together. Our team is always available if you have questions or need help.

Start saving today

Earn 1.75% APY for a savings account—17x higher than the national average.1

Opening a Premium Savings Account is quick and easy.

Open an account


FDIC Insured
Bank deposits insured to at least $250,000 Learn more