Get up to $10,000 for a limited time
Open and fund a new eligible retirement account to get started today. Use promo code RETIRE26. Terms apply.1
How it works
1
Open account
Open a new eligible E*TRADE retirement account by 6/30/26. See below for eligible retirement account types.
2
Enter promo code
Enter promo code RETIRE26 when opening the new account. The promo code can be used only once for one account.
3
Fund account
Fund your new account within 60 calendar days of account opening.
Fund more. Earn more.
| Deposit Amount | Cash Credit |
|---|---|
| $1,000–$4,999 | $50 |
| $5,000–$19,999 | $150 |
| $20,000–$99,999 | $300 |
| $100,000–$199,999 | $600 |
| $200,000–$499,999 | $1,000 |
| $500,000–$999,999 | $1,500 |
| $1,000,000–$1,499,999 | $3,000 |
| $1,500,000–$1,999,999 | $5,000 |
| $2,000,000 - $4,999,999 | $6,000 |
| $5,000,000+ | $10,000 |
What you get with an E*TRADE retirement account
1
Fee-free accounts
Our retirement accounts are free to open and have no maintenance fees. Stock, ETF, mutual fund, and options trades are commission-free, and pricing and rates for advanced trading is competitive. Other fees may apply.2
2
Wide range of offerings
From individual accounts like traditional and Roth IRAs, to niche small-business solutions like SIMPLE and SEP IRAs, we have the right retirement account to help meet your needs.
3
Easy to use
Whether you’re saving for retirement or living it, our accounts are easy to manage online or on the E*TRADE mobile app.
Explore our other offers
Brokerage Offer
Promo code: OFFER26
Get up to $1,000 $1,500 when you open and fund a new eligible brokerage account with code OFFER26. Terms apply.3
Savings Offer
Promo code: SAVE26
Get up to $2,000, plus APY4 when you open and fund a savings account with qualifying deposits with code SAVE26. Terms apply.5
Checking Offer
Promo code: CHECKING25
Get $300 for a limited time when you open a checking account with qualifying deposits with code CHECKING25. Terms apply.6