Planning resources

Yes. Whatever your investment goals, E*TRADE has the tools, education, and guidance to help you achieve them. Investment decisions and financial planning remains self-directed by you, but E*TRADE is here to help support your journey.

Use our state-of-the-art online tools, to help you analyze, diversify, and manage your portfolio. Raise your investment knowledge through our knowledge library, in-person and recorded events, platform demos, and more. If you'd like a more personalized investment advisory approach, consider working with a Morgan Stanley Financial Advisor.

We provide resources like the E*TRADE Tax Center to help clients understand how their investments may be taxed and their reporting obligations. All taxable account activity will be reported on the annual IRS Form 1099, which is typically available in February of each year. E*TRADE and its affiliates do not provide tax or legal advice. Clients should contact their own tax and/or legal advisor.

Core Portfolios provides a tax-sensitive investment strategy that utilizes municipal bond ETFs that may help reduce taxes incurred on interest and dividends associated with those portfolios. All brokerage accounts are automatically enrolled in a tax-sensitive portfolio. Once enrolled in Core Portfolios, you can update this feature at any time. IRAs and other tax-advantaged account types are also eligible for Core Portfolios.

E*TRADE and its affiliates do not provide tax or legal advice, and clients should contact their own tax and/or legal advisor to discuss their own personal facts and circumstances, including investment decisions.

Tax-efficient investing can be an important part of working toward your financial goals. If you’re looking for a more personalized investment advisory approach, consider working with a Morgan Stanley Financial Advisor. They can help you evaluate tax-efficient investment strategies based on your goals and financial circumstances, which may help reduce the impact of taxes on your portfolio and allow you to keep more of what you earn. If you have complex tax-planning needs, your Financial Advisor may also connect you with experienced tax professionals at leading U.S.-based providers across the country.

If you’re looking for a more personalized investment advisory approach, consider working with a Morgan Stanley Financial Advisor. A Financial Advisor can help you create a realistic retirement plan by considering your goals, lifestyle, anticipated expenses and how your spending needs may change over time. Spending can vary significantly across the active early years of retirement, the middle years and later years, when health care or long-term care costs may increase. By accounting for these evolving spending patterns, a Financial Advisor can recommend strategies designed to support your retirement readiness and may increase the likelihood of maintaining your desired lifestyle throughout retirement.

There are several options available to Inherited IRA beneficiaries. The options depend on several factors, including whether the beneficiary is a spouse or non-spouse and how old the original account holder was when they passed away. Use the Inherited IRA tool to help understand the options, and consult you own tax and/or legal advisor in connection with all Inherited IRA decisions, including how the IRS rules and tax consequences may apply to each client's particular facts and circumstances.

Yes, you can roll over your 401(k) or other employer-sponsored plan to an E*TRADE IRA. However, consolidation is not right for everyone, so you should carefully consider your options.³

E*TRADE has teamed up with Capitalize to make rolling over a 401(k) simpler. When you open a new E*TRADE IRA, Capitalize can help navigate the rollover process for funding your account.

If, after considering your options, you decide to consolidate your retirement accounts at E*TRADE, you may get started by opening an E*TRADE IRA or rolling over the assets into an existing E*TRADE IRA.

Learn about 4 options for rolling over your old employer plan arrow_forward