Cash Management

E*TRADE and Morgan Stanley Private Bank offers a variety of seamlessly integrated cash management features that let you access, move, and manage the cash sitting in your bank and brokerage account.

Explore available features

Access the cash in your account with ease anytime, anywhere, with a $0 minimum.
Debit cards available at E*TRADE

Free debit card1

Get cash and pay for purchases from your account any time of day, no matter where you are.

  • Get ATM fee refunds from any machine nationwide2,3 (for eligible customers)
  • Make point-of-purchase payments at millions of locations around the world
  • Add your card to Apple Pay, Samsung Pay, or Google Pay and make payments in store, in app, and online through your Wallet app
Request card

Online cash transfers

We believe that nothing should stand between you and your money.

  • Move money to and from any financial institution with our convenient Transfer Money service4
  • Wire funds in and out of your accounts quickly and securely
  • Stay in control with 24/7 access to cleared check images
Order checkbook

Free online Bill Pay5

Pay anyone, anywhere with our fast and convenient online Bill Pay service.

  • Save time (and stamps) by receiving and paying your bills online in one convenient place
  • Eliminate late fees by scheduling recurring payments
  • Manage payments online or through your mobile device
Enroll now

Your first checkbook is free (for eligible customers)6

Deposit your checks via mail or the E*TRADE mobile app arrow_forward

Explore our bank and brokerage offerings

Make the most of your cash with our suite of cash management solutions, integrated with your brokerage account, or checking accounts from Morgan Stanley Private Bank.

Max-Rate Checking

Competitive yield with 3.00% Annual Percentage Yield7 and no transaction fees

Plus ATM and foreign transaction fee refunds worldwide.8,3 $15 monthly account fee waived with $5,000 average monthly balance.9

Morgan Stanley Private Bank, Member FDIC.

Checking

Everyday banking with no monthly fees and no minimums

ATM fee refunds nationwide.3,10

Morgan Stanley Private Bank, Member FDIC.

Brokerage account

Investing and trading account

Buy and sell stocks, ETFs, mutual funds, options, bonds, and more.