Cash management rates

View current rates of return for all available cash management options available to ETRADE from Morgan Stanley clients.
Sweeps for accounts converted to Morgan Stanley are listed above the options for accounts still at ETRADE from Morgan Stanley.

Bank Deposit Program (BDP)¹ Interest Rate Tiers as of

From	To	APY²
$1,000,000	and above	0.15%
$500,000	$999,999	0.05%
$250,000	$499,999	0.01%
$100,000	$249,999	0.01%
$50,000	$99,999	0.01%
$25,000	$49,999	0.01%
$5,000	$24,999	0.01%
$0	$4,999	0.01%

Domestic Morgan Stanley Money Market Sweep Investment³ Yields

Fund Name	Fund Symbol	7-Day Effective Yield
Morgan Stanley Institutional Liquidity Funds (MSILF) Government Securities Portfolio (Participant Share Class)	MGPXX
Morgan Stanley U.S. Government Money Market Trust	DWGXX

Offshore Morgan Stanley Money Market Sweep Investment³ Yields

Fund Name	Internal Fund Symbol	7-Day Effective Yield
Cayman Sweep Fund (Not for sale in the United States or to US Persons)	AAGS

Cash Balance Program Interest Rate Tiers as of

From	To	APY²
$1,000,000	and above	0.15%
$500,000	$999,999	0.05%
$250,000	$499,999	0.01%
$100,000	$249,999	0.01%
$50,000	$99,999	0.01%
$25,000	$49,999	0.01%
$5,000	$24,999	0.01%
$0	$4,999	0.01%

Extended Insurance Sweep Deposit Account (ESDA)⁴ Interest Rate Tiers as of

From	To	APY²
$1,000,000	and above	0.15%
$500,000	$999,999	0.05%
$250,000	$499,999	0.01%
$100,000	$249,999	0.01%
$50,000	$99,999	0.01%
$25,000	$49,999	0.01%
$5,000	$24,999	0.01%
$0	$4,999	0.01%

International Sweep Deposit Account (ISDA)⁵ Interest Rate Tiers as of

From	To	APY²
$1,000,000	and above	0.15%
$500,000	$999,999	0.05%
$250,000	$499,999	0.01%
$100,000	$249,999	0.01%
$50,000	$99,999	0.01%
$25,000	$49,999	0.01%
$5,000	$24,999	0.01%
$0	$4,999	0.01%

Retirement Sweep Deposit Account (RSDA)⁶ Interest Rate Tiers as of

From	To	APY²
$1,000,000	and above	0.15%
$500,000	$999,999	0.05%
$250,000	$499,999	0.01%
$100,000	$249,999	0.01%
$50,000	$99,999	0.01%
$25,000	$49,999	0.01%
$5,000	$24,999	0.01%
$0	$4,999	0.01%