Cash Management
E*TRADE and Morgan Stanley Private Bank offers a variety of seamlessly integrated cash management features that let you access, move, and manage the cash sitting in your bank and brokerage accounts.
Explore available features
Access the cash in your account with ease anytime, anywhere, with a $0 minimum.
Free debit card1
Get cash and pay for purchases from your account any time of day, no matter where you are.
- Get ATM fee refunds from any machine nationwide2,3 (for eligible customers)
- Make point-of-purchase payments at millions of locations around the world
- Add your card to Apple Pay, Samsung Pay, or Google Pay and make payments in store, in app, and online through your Wallet app
Online cash transfers
We believe that nothing should stand between you and your money.
- Move money to and from any financial institution with our convenient Transfer Money service4
- Wire funds in and out of your accounts quickly and securely
- Stay in control with 24/7 access to cleared check images
Free online Bill Pay5
Pay anyone, anywhere with our fast and convenient online Bill Pay service.
- Save time (and stamps) by receiving and paying your bills online in one convenient place
- Eliminate late fees by scheduling recurring payments
- Manage payments online or through your mobile device
Your first checkbook is free (for eligible customers)6
Explore our bank and brokerage offerings
Make the most of your cash with our suite of cash management solutions, integrated with your brokerage account, or checking accounts from Morgan Stanley Private Bank.
Max-Rate Checking
A fee-free checking account, built to do more
Seamless money movement, up to Annual Percentage Yield,7 and ATM fee refunds worldwide.8,3
Morgan Stanley Private Bank, Member FDIC.
Brokerage account
Investing and trading account
Buy and sell stocks, ETFs, mutual funds, options, bonds, and more.