Exclusive opportunity to stack up your cash
Investing should be this easy
Trade stocks, ETFs, options, and more—with $0 commissions, intuitive platforms, and substantial control. Other fees may apply.2
Now get up to $1,000 $1,500 for a limited time3
Open and fund a new brokerage account with a qualifying deposit by 6/30/2026. Terms apply.
Use promo code: OFFER26
Nothing to hide here, just transparent pricing and rates you can count on.
$1.50
Futures contracts
3.75%
APY1
Premium Savings Account
APY7
Max-Rate Checking Account
Banking built for your portfolio
With banking and lending solutions through Morgan Stanley Private Bank National Association, Member FDIC, get great rates and low fees, seamlessly integrated with E*TRADE investing accounts.
*Image for illustrative purposes only
Awards and recognition
Premium Savings Account from Morgan Stanley Private Bank rated "Best Savings Account for Investors” three years in a row.
Get answers to your questions
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Online
- Choose the type of account you want. Then complete our E*TRADE from Morgan Stanley brokerage or Morgan Stanley Private Bank online application.
- For bank and brokerage accounts, you can either fund your account instantly online or mail in your direct deposit.
By Phone
Call 800-387-2331
By Mail
- Download an application and then print it out.
- Complete and sign the application.
- Send the application with a check made payable to E*TRADE from Morgan Stanley or Morgan Stanley Private Bank (depending on the type of account you're opening) to the appropriate address.
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It’s easy. Simply open a new Premium Savings Account from Morgan Stanley Private Bank, National Association, Member FDIC, by the 3/19/2026 offer expiration date. Any funds you deposit up to the $10,000,000 maximum balance amount will automatically earn the boosted rate for six months from the account opening date. Afterward, you’ll continue to earn our base rate, which you can find on etrade.com/ratesheet. If your account balance exceeds $10,000,000 at any time, the entire account balance may earn the base rate.
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At E*TRADE, we make it easy to trade stocks, bonds, ETFs, mutual funds, and more. Watch our platform demos or join us live every Wednesday at 11 a.m. ET for a 20-minute getting started webinar. We’ll show you how to place an order, and answer any questions you have during a live Q&A session. All with no hold times!
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E*TRADE from Morgan Stanley offers $0 commissions for online US-listed stock, ETF, mutual fund, and options trades - other rates and fees may apply. View all rates and fees.
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Protecting our customers' personal and financial information is one of our top priorities. In addition to some of the most advanced online security available, we offer the E*TRADE Customer Protection Guarantee, which protects your privacy, your assets, and every transaction you make.
- Complete fraud protection: $0 liability for unauthorized use of your account.
- Complete payment protection: Plus on-time, accurate online Bill pay and Transfer Money.
- Complete privacy protection: We will not sell your personal information to third parties or marketers for any purpose.
- An optional Digital Security ID: Unauthorized logon is virtually impossible.
- Electronic documents: Help curb identity theft (you receive statements and account documents online instead of by mail).
- Alerts: You receive customized reports of account activity and every transaction by email or mobile phone.
For complete details, visit www.etrade.com/protection.