Limited time offer

Get up to $600 or more when you open and fund a new account.
It's easy—the more you deposit, the more you earn.

Enter an initial deposit amount to see your potential cash credit award.

Minimum deposit amount to qualify for the offer: $5,000

Cash credit*

Open an account

Use promo code: BONUS22

*Based on current promotion as outlined in offer details

Offer valid for new E*TRADE Securities customers opening one new eligible retirement or brokerage account by 10/31/2022 and funded within 60 days of account opening with $5,000 or more. Promo code 'BONUS22'.
Cash Credit Deposit Amount
$50 $5,000–$19,999
$100 $20,000–$49,999
$200 $50,000–$99,999
$300 $100,000–$199,999
$600 $200,000–$499,999
$1,200 $500,000–$999,999
$2,500 $1,000,000–$1,499,999
$3,500 $1,500,000+

How it works:

  1. Open a new eligible E*TRADE brokerage or retirement account.
  2. Enter promo code ‘BONUS22’ when opening the new account. Use promo code BONUS22 only once for one account.
  3. Fund your new account within 60 days of account opening. Cash credits will be granted based on deposits of new funds or securities from external accounts made within 60 days of account opening. 

New customer opening only one account

These rules strictly apply to customers who are opening one new E*TRADE account, do not have an existing E*TRADE account and do not open any other new E*TRADE accounts for 60 days after enrollment in this offer. For other circumstances, please refer to the “Existing Customers or New Customers Opening More than One Account” disclosures below.

Reward tiers under $200,000 ($5,000-$19,999; $20,000-$49,999; $50,000-$99,999; $100,000-$199,999) will be paid within seven business days following the expiration of the 60 day period. However, if you deposit $200,000 or more, you will receive a cash credit within seven business days, followed by any additional reward based on your fulfillment tier at the expiration of the 60 day period. If you have deposited at least $200,000 in the new account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60 day window. For example, if you deposit $250,000, you will receive a cash credit of $600 within seven business days, then if you deposit an additional $300,000 into your new account, you will receive an additional cash credit of $600 at the end of the 60 day window for a total reward of $1,200. If you deposit between $200,000 and $1,499,999 in your new account, you will receive a cash credit in two transactions at the end of the 60 day window—depending on your initial funding amount. If you deposit $1,500,000 or more in your new account, you will receive two cash credits that will total $3,500 within seven business days. Cash credits will be paid to the account where the deposit is made.

Existing customers or new customers opening more than one account

If you have an existing E*TRADE account and enroll in this offer by opening a new account or are a new customer who then opens one or more new accounts within 60 days of enrolling in this offer, different rules apply. Reward tiers ($5,000-$19,999; $20,000-$49,999; $50,000-$99,999; $100,000-$199,999; $200,000-$499,999) will be paid per the “new account” column denoted below following the expiration of the 60 day period.  

Also, if as an existing customer you deposit $500,000 - $999,999 within your existing account, then a $600 reward will be paid within seven business days following the expiration of the 60 day period.

In addition, if you deposit $500,000 or more into your new account, then deposits made in eligible linked accounts during the 60 day period funds will be aggregated for purposes of the reward and the credits will be paid pro-rata to all accounts where deposits were made during the 60 day period. For example, if you have deposited $500,000 in your new account during the 60 day period, and during the same period you deposited $500,000 into another eligible account you have linked to the account, you will receive $600 in your new account and $600 into the other eligible account. Your reward will be paid within seven business days following expiration of the 60 day period.

New Account Deposit Amount New Account Cash Credit Existing Account Deposit Amount Existing Account Cash Credit Total Cash Credit
$5,000 - $19,999 $50     $650
$20,000 - $49,999 $100     $700
$50,000 - $99,999 $200 $500,000 – $999,999 $600 $800
$100,000 - $199,999 $300     $900
$200,000 - $499,999 $600     $1,200
$500,000 - $999,999 $600     $1,200

 

However, if you deposit $1,000,000 or more into your new account, then deposits made in eligible linked accounts during the 60 day period will be aggregated for purposes of the reward and the credits will be paid pro-rata to all accounts where deposits were made during the 60 day period. For example, if you have deposited $1,000,000 in your new account during the 60 day period, and during the same period you deposited $1,000,000 into another eligible account you have linked to the account you will receive $600 in your new account and $1,900 into the other eligible account.

New Account Deposit Amount New Account Cash Credit Existing Account Deposit Amount Existing Account Cash Credit Total Cash Credit
$5,000 - $19,999 $50     $1,950
$20,000 - $49,999 $100     $2,000
$50,000 - $99,999 $200 $1,000,000 – $1,499,999 $1,900 $2,100
$100,000 - $199,999 $300     $2,200
$200,000 - $499,999 $600     $2,500
$500,000 - $999,999 $600     $2,500
$1,000,000 - $1,499,999 $600     $2,500

 

However, if you deposit $1,500,000 or more into your new account, then deposits made in eligible linked accounts during the 60 day period will be aggregated for purposes of the reward and the credits will be paid pro-rata to all accounts where deposits were made during the 60 day period. For example, if you deposit $1,500,000 in your new account, and if you have deposited $1,500,000 into another eligible account you will receive $600 in your new account and $2,900 into the other eligible account.

New Account Deposit Amount New Account Cash Credit Existing Account Deposit Amount Existing Account Cash Credit Total Cash Credit
$5,000 - $19,999 $50     $2,950
$20,000 - $49,999 $100     $3,000
$50,000 - $99,999 $200 $1,500,000 $2,900 $3,100
$100,000 - $199,999 $300     $3,200
$200,000 - $499,999 $600     $3,500
$500,000 - $999,999 $600     $3,500
$1,000,000 - $1,499,999 $600     $3,500
$1,500,000+ $600     $3,500

Offer rules for all participants:

New funds or securities must be deposited or transferred within 60 days of enrollment in offer, be from accounts outside of E*TRADE, and remain in the account (minus any trading losses) for a minimum of twelve months or the cash credit(s) may be surrendered. For purposes of the value of a deposit, any securities transferred will be valued as of the closing price of the securities at market on the business day the deposit is received as reflected in the transaction history. Removing any deposit or cash during the promotion period (60 days) may result in lower reward amount or loss of reward. Any assets transferred from Morgan Stanley accounts to E*TRADE are not considered to be from accounts outside of E*TRADE and may not be included for purposes of offer eligibility or reward amount calculations, at E*TRADE’s sole discretion.

If you are attempting to enroll in this offer with a Joint Account, the primary account holder may have to fulfill at the tiers noted before the secondary account holder can enroll in this offer. If you experience any issues when attempting to enroll with a Joint Account, please contact us at 800-387-2331 and we will be able to assist you with your enrollment.

Offer limitations:

Offer valid for new E*TRADE Securities brokerage, Coverdell, and the following types of E*TRADE retirement accounts: Traditional IRA, Individual 401(k), Roth Individual 401(k), Roth IRA, Rollover IRA, Beneficiary Roth IRA, and Beneficiary Traditional IRA.

This offer is not valid for any business (incorporated or unincorporated) accounts, other E*TRADE Securities retirement account types (SEP IRA, SIMPLE IRA, retirement accounts for minors, profit sharing plans, money purchase pension plans and investment only noncustodial retirement plans, Beneficiary IRA Estate, Beneficiary IRA Trust, Beneficiary Roth IRA Estate, Beneficiary Roth IRA Trust), E*TRADE Capital Management, E*TRADE Futures, and Morgan Stanley Private Bank, National Association accounts. Excludes non-U.S. residents, and residents of any jurisdiction where this offer is not valid. You must be the original recipient of this offer to enroll. Customers may only be enrolled in one offer at a time. Cannot be combined with any other offers.

E*TRADE Securities reserves the right to terminate this offer at any time.

E*TRADE credits and offers may be subject to US withholding taxes and reporting at retail value. Taxes related to these credits and offer are the customer’s responsibility. Cash credits for Individual Retirement Accounts are treated as earnings for tax purposes. E*TRADE and its affiliates do not provide tax advice.

Consolidation is not right for everyone, so you should carefully consider your options. Before deciding whether to retain assets in a retirement plan account through a former employer, roll them over to a qualified retirement plan account through a new employer (if one is available and rollovers are permitted), or roll them over to an IRA, an investor should consider all his or her options and the various factors including, but not limited to, the differences in investment options, fees and expenses, services, the exceptions to the early withdrawal penalties, protection from creditors and legal judgments, required minimum distributions, the tax treatment of employer stock (if held in the qualified retirement plan account), and the availability of plan loans (i.e., loans are not permitted from IRAs, and the availability of loans from a qualified retirement plan will depend on the terms of the plan). For additional information, view the FINRA Website.

If you have multiple IRAs at E*TRADE or at other financial institutions, the annual contribution limit applies to contributions made to all of your IRAs (traditional and Roth IRAs) combined which can impact your ability to make a contribution to an IRA for the current tax year.  Before making a contribution, check your other IRAs and refer to the Contribution Limits Table for more details.

E*TRADE Securities LLC and its affiliates do not provide tax advice, and you should always consult your own tax advisor regarding your personal circumstances before taking any action that may have tax consequences.

This offer neither is, nor should be construed as a recommendation or solicitation to buy, sell, or hold any security, financial product or instrument or to open a particular account or engage in any specific investment strategy.