Exclusive opportunity to stack up your cash

For a limited time, get a boosted rate and a great cash bonus on our award-winning Premium Savings Account.

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Earn a boosted 3.75% Annual Percentage Yield1

Stop chasing rates and start growing your savings with a new Premium Savings Account from Morgan Stanley Private Bank, National Association, Member FDIC.

Plus, get a cash bonus up to $2,0002

Open and fund a new Premium Savings Account and deposit qualifying funds by March 11, 2026. Terms apply.

Promo code: SAVE26

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Cash bonus

Deposit amount*

    *Cash credits will be granted based on deposits of qualifying new money within the first 30 days after account opening. Terms apply.¹

    E*TRADE trading mobile app showing Markets screen with DOW, NASDAQ, and S&P 500 charting

    Investing should be this easy

    Trade stocks, ETFs, options, and more—with $0 commissions, intuitive platforms, and substantial control. Other fees may apply.3

    Open a brokerage account

    Now get up to $1,000 $1,500 for a limited time4

    Open and fund a new brokerage account with a qualifying deposit by 6/30/2026. Terms apply.

    Use promo code: OFFER26

    Nothing to hide here, just transparent pricing and rates you can count on.

    $0

    Commission trades3

    Stocks, options, mutual funds and ETFs

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    $0.65

    Options contracts

    50¢ with 30+ trades per quarter3

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    $1.50

    Futures contracts

    Per contract, per side + fees (excluding cryptocurrency futures)5

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    $1.00

    Per bond6

    Minimum $10, maximum $250

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    3.75%
    APY1

    Premium Savings Account

    Limited-time boosted APY for six months. After that, you earn the base rate of APY.7

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    APY8

    Max-Rate Checking Account

    Waive $15 monthly fee when you maintain an average monthly banace of $5,000.9

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    Bank accounts offered by Morgan Stanley Private Bank, National Association, Member FDIC. Other fees may apply. For more information about pricing, visit etrade.com/pricing.

    Banking built for your portfolio

    With banking and lending solutions through Morgan Stanley Private Bank National Association, Member FDIC, get great rates and low fees, seamlessly integrated with E*TRADE investing accounts.

    *Image for illustrative purposes only
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    E*TRADE mobile app showing a Premium Savings Account

    Awards and recognition

    Premium Savings Account from Morgan Stanley Private Bank rated "Best Savings Account for Investors” three years in a row.
    BuySide by WSJ award for
    Buy Side by Wall Street Journal 2025 Review10

    Get answers to your questions

    • Online

      1. Choose the type of account you want. Then complete our E*TRADE from Morgan Stanley brokerage or Morgan Stanley Private Bank online application.
      2. For bank and brokerage accounts, you can either fund your account instantly online or mail in your direct deposit.

      By Phone

      Call 800-387-2331

      By Mail

      1. Download an application and then print it out.
      2. Complete and sign the application.
      3. Send the application with a check made payable to E*TRADE from Morgan Stanley or Morgan Stanley Private Bank (depending on the type of account you're opening) to the appropriate address.

    • It’s easy. Simply open a new Premium Savings Account from Morgan Stanley Private Bank, National Association, Member FDIC, by the 3/11/2026 offer expiration date. Any funds you deposit up to the $10,000,000 maximum balance amount will automatically earn the boosted rate for six months from the account opening date. Afterward, you’ll continue to earn our base rate, which you can find on etrade.com/ratesheet. If your account balance exceeds $10,000,000 at any time, the entire account balance may earn the base rate.

    • At E*TRADE, we make it easy to trade stocks, bonds, ETFs, mutual funds, and more. Watch our platform demos or join us live every Wednesday at 11 a.m. ET for a 20-minute getting started webinar. We’ll show you how to place an order, and answer any questions you have during a live Q&A session. All with no hold times!

    • E*TRADE from Morgan Stanley offers $0 commissions for online US-listed stock, ETF, mutual fund, and options trades - other rates and fees may apply. View all rates and fees.

    • Protecting our customers' personal and financial information is one of our top priorities. In addition to some of the most advanced online security available, we offer the E*TRADE Customer Protection Guarantee, which protects your privacy, your assets, and every transaction you make.

      • Complete fraud protection: $0 liability for unauthorized use of your account.
      • Complete payment protection: Plus on-time, accurate online Bill pay and Transfer Money.
      • Complete privacy protection: We will not sell your personal information to third parties or marketers for any purpose.
      • An optional Digital Security ID: Unauthorized logon is virtually impossible.
      • Electronic documents: Help curb identity theft (you receive statements and account documents online instead of by mail).
      • Alerts: You receive customized reports of account activity and every transaction by email or mobile phone.

      For complete details, visit www.etrade.com/protection.