Brokerage

Build your portfolio with full access to our tools and info. See all brokerage accounts.

Brokerage Account

Invest in what you want, whenever you want

Take on the market with our full suite of investments, along with E*TRADE's innovative tools, people, and experience.

Coverdell ESA

Invest in a child's future

A Coverdell Education Savings Account helps you save for qualified primary, secondary, and post-secondary educational expenses.

Custodial Account

Help build a child’s future

An account managed by a parent or other custodian for the benefit of a minor.

Retirement

Invest in the future, with a retirement account from E*TRADE Securities. See all retirement accounts.

Traditional IRA

Potential tax-deductible contributions

Save for retirement with tax-deductible contributions and tax-deferred growth potential.

Roth IRA2

Tax-free growth potential with tax-free future withdrawals on qualified distributions

Save for retirement with valuable tax advantages, including the ability to withdraw contributions at any time tax- and penalty-free.

Rollover IRA

Take control of retirement savings

Whether you have changed jobs or retired, you have options when considering what to do with a former employer's plan. Be sure you know the pros and cons of each choice.

Personalized Investments

Professional management from E*TRADE Capital Management. See all managed portfolios.

Core Portfolios

Efficient digital portfolios guided by you

Tell us about yourself, and we'll recommend and manage a diversified portfolio designed to help meet your investing needs.

Blend Portfolios

Tailored portfolio, personalized support

Work with a Financial Consultant to choose a diversified portfolio tailored to your investing needs and professionally managed for you.

Dedicated Portfolios

Custom portfolios built just for you

Collaborate with a dedicated Financial Consultant to build a custom portfolio that's monitored and actively managed for you.

Small business retirement

Trade, invest, and offer retirement benefits to your employees. See all small business retirement accounts.

Retirement plans offered by E*TRADE Securities.

Individual and Roth Individual 401(k)

Retirement investing for the self-employed

This plan gives self-employed individuals (with no employees other than a spouse) the ability to maximize their retirement savings.

SEP IRA

Plan for small businesses & self-employed individuals

For small business owners or self-employed individuals, the SEP IRA may be a low-cost path to tax-deferred retirement savings.

SIMPLE IRA

A retirement plan similar to a 401(k)

A SIMPLE IRA is an easy, inexpensive plan for businesses with less than 100 employees.

Brokerage

Build your portfolio, with full access to our tools and info.

Brokerage Account

Invest in what you want, whenever you want

Take on the market with our full suite of investments, along with E*TRADE's innovative tools, people, and experience.

Coverdell ESA

Invest in a child's future

A Coverdell Education Savings Account helps you save for qualified primary, secondary, and post-secondary educational expenses.

Custodial Account

Help build a child’s future

An account managed by a parent or other custodian for the benefit of a minor.

Trust and Estate Account

A full toolkit for trust and estate administrators

A brokerage account managed by an executor, conservator, or trustees, for the benefit of a trust or estate.

Investment Account for Corporations

Business-grade tools and research

This brokerage account gives corporations access to our powerful research, trading and cash-management features.

Investment Club Account

Invest in the markets, bring your friends

Explore the market with your friends—our tools make it easy to pool your assets and collaborate on investment decisions.

Retirement

Invest in the future, with retirement accounts from E*TRADE Securities.

Rollover IRA

Take control of retirement savings

Whether you have changed jobs or retired, you have options when considering what to do with a former employer's plan. Be sure you know the pros and cons of each choice.

Roth IRA2

Tax-free growth potential with tax-free future withdrawals on qualified distributions

Save for retirement with valuable tax advantages, including the ability to withdraw contributions at any time tax- and penalty-free.

Traditional IRA

Potential tax-deductible contributions

Save for retirement with tax-deductible contributions and tax-deferred growth potential.

Beneficiary IRA

Keep inherited retirement assets tax-deferred until distributed

For investors who have inherited IRA assets, this account may help protect and preserve the assets.

E*TRADE CompleteTM IRA

Fast, easy IRA withdrawals for investors over 59½

Upgrade a current E*TRADE IRA for more flexibility and convenience, with a range of free cash management features.3,4

IRA for Minors

For children under 18 with earned income

A Traditional or Roth IRA, managed by a parent or legal guardian for the benefit of a minor who has earned income.

Personalized Investments

Tap into professional money management from E*TRADE Capital Management.

Learn more about E*TRADE Personalized Investments.

Core Portfolios

Efficient digital portfolios guided by you

Tell us about yourself, and we'll recommend and manage a diversified portfolio designed to help meet your investing needs.

Blend Portfolios

Tailored portfolio, personalized support

Work with a Financial Consultant to choose a diversified portfolio tailored to your investing needs and professionally managed for you.

Dedicated Portfolios

Custom portfolios built just for you

Collaborate with a dedicated Financial Consultant to build a custom portfolio that's monitored and actively managed for you.

Fixed Income Portfolios

Custom investment-grade bond portfolios

A dedicated Financial Consultant works with you to build a diversified bond portfolio that's managed by third-party portfolio managers.

Small business retirement

Offer retirement benefits to employees. Use the Small Business Selector to find a plan.

Retirement plans offered by E*TRADE Securities.

Individual and Roth Individual 401(k)

Retirement investing for the self-employed

This plan gives self-employed individuals (with no employees other than a spouse) the ability to maximize their retirement savings.

SIMPLE IRA

A retirement plan similar to a 401(k)

A SIMPLE IRA is an easy, inexpensive plan for businesses with less than 100 employees.

SEP IRA

Plan for small businesses & self-employed individuals

For small business owners or self-employed individuals, the SEP IRA may be a low-cost path to tax-deferred retirement savings.

Profit-Sharing Plan

A flexible plan for small businesses

This plan lets small business employers make discretionary, deductible contributions to their employees' retirement savings.

Investment-Only (Non-Custodial) Account

A retirement plan with flexible investment choices

If you have your own plan administrator, this account provides a trading platform to help invest funds and manage the program.

E*TRADE Bank

FDIC insurance and free transfers to and from accounts at E*TRADE and elsewhere.

Premium Savings Account

New! Savings with high interest

Earn interest rates over 10x the national average and get started with just a $100 opening deposit.

Max-Rate Checking

A checking account that pays you

Enjoy competitive yields, plus convenient access to your money with free online bill pay and unlimited ATM fee refunds nationwide.

E*TRADE Checking

Easy, anytime access to your cash

Get free online bill pay, an ATM/debit card, and no monthly account fees or balance requirements with this basic checking account.

Account FAQs

See all FAQs

How do I open an account?

Online

  1. Choose the type of account and complete our secure online account application.
  2. For bank and brokerage accounts, you can either fund your account instantly online or mail in your direct deposit.

By Phone

Call 1-800-ETRADE-1 (1-800-387-2331).

By Mail

  1. Download an application and then print it out.
  2. Complete and sign the application.
  3. Send the application with a check made payable to E*TRADE Securities or E*TRADE Bank (depending on the type of account you're opening) to the appropriate address.

How do I check on the status of an application?

Simply call us at 1-800-ETRADE-1 (1-800-387-2331).

When can I start trading after I open an account?

You can start trading within your brokerage or IRA account after you have funded your account and those funds have cleared.

Can I roll over my 401(k) to E*TRADE?

Yes, you can roll over your 401(k) or other employer-sponsored plan to an E*TRADE IRA.

How do I fund an account?

Choose the method that works best for you:

  1. Transfer money electronically: Use our Transfer Money service to transfer within 3 business days.
  2. By check: You can easily deposit many types of checks.
  3. By wire transfer: Wire transfers are fast and secure.
  4. Transfer an account: Move an account from another firm.