up to $5,500/year
annual contributions (if under age 50)
up to $6,500/year
annual contributions (if age 50 or older)
Features of a Traditional IRA
Contributions can be made on a pre-tax basis and may be tax-deductible depending on income
Tax-deferred growth potential
All investment earnings are tax-deferred; pay taxes only when distributions are taken
No annual IRA fees and no account minimums
Transaction fees, fund expenses, brokerage commissions, and service fees may apply
Benefit of flexibility
Withdraw assets penalty-free at any time for a qualified first time home purchase, qualified higher education costs, or certain major medical expenses3
Trade more, pay less
With E*TRADE, you pay a $9.99 commission for stock and option trades. Here’s a quick overview of our clear, competitive per-trade pricing.
Explore similar accounts
OneStop Rollover IRA
Let E*TRADE Capital Management LLC manage your rollover assets
Transfer the assets from an old workplace plan and automatically invest into Adaptive Portfolio.6 Get started with a $10,000 initial investment.
Tax-free growth potential with tax-free future withdrawals on qualified distributions8
Save for retirement with valuable tax advantages, including the ability to withdraw contributions at any time tax- and penalty-free.
Take control of retirement savings
Whether you have changed jobs or retired, you have options when considering what to do with a former employer's plan. Be sure to know the pros and cons of each choice.