Custodial Account

Help build a child’s future

  • Manage a child’s portfolio until they come of age
  • Can be managed by a parent or another designated custodian
  • No contribution or income limitations
  • Get easy access to your cash with a free debit card3, checking4, and Bill Pay5

$0 commission

stock, ETF, and options trades2

Why open a Custodial Account?

Because it’s a convenient way to give a child a financial head start. You control the account until the child comes of age, with access to our full range of investing choices. And it offers tax benefits for both of you.

Build for the next generation

You control the account until the child turns 18 or 21 (depending on your state).


There are no contribution or income limitations, and you can make withdrawals for any purpose without penalties

Tax advantages

The first $1,050 of earnings are not subject to federal taxes, and the account qualifies for the $15,000 annual gift tax exclusion

Investment choices, advice, and more

You’ll have access to our full range of investments, along with our learning materials, market analysis, tools, and advice

Commission-free trades, plus a little something extra. Learn how1

Get $600 when you open and fund a new account with $250,000. Or add even more for up to $2,500.

Use code: BONUS20

Trade more, pay less

With E*TRADE, you pay a $0 online commission for stock and option trades. Here’s a quick overview of our clear, competitive per-trade pricing.

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Buy and sell stocks, ETFs, mutual funds, options, bonds, and more. Enter code 'BONUS20' and get $600 when you open and fund a new account with $250,000. How it worksd1