Beneficiary IRA

For investors who've inherited a retirement account:
  • Keep assets tax-deferred
  • Pay taxes only upon distribution
  • Use the Inherited IRA Tool for assistance


talk to a Beneficiary Services Representative


account opening minimums

Keep inherited assets tax-deferred - image

Eligibility information

Anyone who has inherited an IRA or qualified retirement plan  

No annual IRA fees and no account minimums - image

Keep inherited assets tax-deferred

Pay taxes only when distributions are taken

access to a wide range of investment choices - image

No annual IRA fees and no account minimums

Transaction fees, fund expenses, brokerage commissions, and service fees may apply

Full Range of Investment Choices - image

Access to a wide range of investment choices

Choose from a wide range of stocks, bonds, options, 9,000+ mutual funds, and ETFs

Explore similar accounts

Rollover IRA

Take control of retirement savings

Whether you have changed jobs or retired, you have options when considering what to do with a former employer's plan. Be sure to know the pros and cons of each choice.

Learn more

OneStop Rollover IRA

Let E*TRADE Capital Management LLC manage your rollover assets

Transfer the assets from an old workplace plan and automatically invest into Adaptive Portfolio.6 Get started with $5,000 initial investment.

Learn more

Roth IRA7

Tax-free growth potential with tax-free future withdrawals on qualified distributions

Save for retirement and get valuable tax advantages, including the ability to withdraw contributions at any time.

Learn more