Special offer for our valued customers

New customer opening only one account

These rules strictly apply to clients who are opening a new E*TRADE retirement account, do not have an existing E*TRADE account and do not open a new E*TRADE account for 60 days after enrollment in this offer. For other circumstances, please refer to the “Existing Clients or New Clients Opening More than One Account” disclosures below.

Cash credits will be granted based on deposits of new funds or securities from external accounts made within 60 days of account opening, as follows: $5,000-$24,999 will receive $100; $25,000-$99,999 will receive $200; $100,000-$199,999 will receive $500; $200,000-$499,999 will receive $1,000; $500,000-$999,999 will receive $1,800; $1,000,000 or more will receive $3,500. Cash credits will be paid to the account where the deposit is made.

Reward tiers under $500,000 ($5,000-$24,999; $25,000-$99,999; $100,000-$199,999; $200,000-$499,999) will be paid within seven business days following the expiration of the 60 day period. However, if you deposit $500,000 or more, you will receive a cash credit within seven business days, followed by any additional reward based on your fulfillment tier at the expiration of the 60 day period. For example, if you deposit $550,000, you will receive a cash credit of $1800 within seven business days, then if you deposit additional $500,000 into your new account, you will receive an additional cash credit of $1700 at the end of the 60 day window for a total reward of $3,500. If you deposit $1,000,000 or more in your new account, you will receive two cash credits that will total $3,500 within seven business days.

Existing clients or new clients opening more than one account

If you have an existing E*TRADE account and enroll in this offer by opening a new account or are a new customer who then opens one or more new accounts within 60-days of enrolling in this offer, different rules apply

Reward tiers under $1,000,000 ($5,000-$24,999; $25,000-$99,999; $100,000-$199,999; $200,000-$499,999, $500,000-$999,999) will be paid per the “new account” column denoted below following the expiration of the 60 day period.

If you deposit $1,000,000 in your new account, you will receive two cash credits that will total $1,800 within seven business days. If you deposit $1,000,000 in your linked retirement accounts during the 60 day period funds will be aggregated for purposes of the reward and the credits will be paid pro-rata to all accounts where deposits were made during the 60 day period. For example, if you deposit $100,000 in your new account, and during the same period you have deposited and additional $1,000,000 into your existing retirement account(s) you will receive $500 in your new account and $1,700 into the other existing retirement account(s) for a total reward of $2,200.

OFFER RULES FOR ALL PARTICIPANTS

New funds or securities must be deposited or transferred within 60 days of enrollment in offer, be from accounts outside of E*TRADE, and remain in the account (minus any trading losses) for a minimum of six months or the cash credit(s) may be surrendered. For purposes of the value of a deposit, any securities transferred will be valued the first business day following completion of the deposit. Removing any deposit or cash during the promotion period (60 days) may result in lower reward amount or loss of reward. Any assets transferred from Morgan Stanley accounts to E*TRADE are not considered to be from accounts outside of E*TRADE and may not be included for purposes of offer eligibility or reward amount calculations, at E*TRADE’s sole discretion.

OFFER LIMITATIONS

This offer is not valid for any business (incorporated or unincorporated) accounts, accounts designated pattern day trader status, E*TRADE Capital Management, E*TRADE Futures, Morgan Stanley Private Bank, National Association accounts, or E*TRADE Securities brokerage accounts. Excludes non-U.S. residents, and residents of any jurisdiction where this offer is not valid. You must be the original recipient of this offer to enroll. Customers may only be enrolled in one offer at a time. Cannot be combined with any other offers. Each customer is limited to a maximum of two new account offers.

E*TRADE Securities reserves the right to terminate this offer at any time.

Cash credits for Individual Retirement Accounts are treated as earnings for tax purposes. E*TRADE and its affiliates do not provide tax or legal advice.

Consolidation is not right for everyone, so you should carefully consider your options. Before deciding whether to retain assets in a retirement plan account through a former employer, roll them over to a qualified retirement plan account through a new employer (if one is available and rollovers are permitted), or roll them over to an IRA, an investor should consider all his or her options and the various factors including, but not limited to, the differences in investment options, fees and expenses, services, the exceptions to the early withdrawal tax penalties, protection from creditors and legal judgments, required minimum distributions, the tax treatment of employer stock (if held in the qualified retirement plan account), and the availability of plan loans (i.e., loans are not permitted from IRAs, and the availability of loans from a qualified retirement plan will depend on the terms of the plan. For additional information, view the FINRA Website.

If you have multiple IRAs at E*TRADE or at other financial institutions, the annual contribution limit applies to contributions made to all of your IRAs (traditional and Roth IRAs) combined which can impact your ability to make a contribution to an IRA for the current tax year. Before making a contribution, check your other IRAs and refer to the Contribution Limits Table for more details.

This offer neither is, nor should be construed as a recommendation or solicitation to buy, sell, or hold any security, financial product or instrument or to open a particular account or engage in any specific investment strategy.