The Platinum Card® from American Express Exclusively for Morgan Stanley

Add Additional Cards

Get your first Additional Platinum Card Free

The annual fee for the first Additional Platinum Card is $0. The annual fee for each Additional Platinum Card is $195. There is no annual fee for Companion Platinum Cards.^‡†

Use Points with Morgan Stanley

Redeem points as deposits credited to your E*TRADE or Morgan Stanley account

In addition to using points for flights, prepaid hotels, gift cards and more, Morgan Stanley Card Members can redeem Membership Rewards® points for deposits credited to their eligible Morgan Stanley (which includes E*TRADE from Morgan Stanley) brokerage or bank account. The benefit is only available to the Basic Card Member.^‡

Global Lounge Collection

With over 1,550 airport lounges - more than any other credit card company on the market* - eligible Card Members enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership (enrollment required), and other select partner lounges. See terms.^‡

*As of 07/2025

$200 Uber Cash

With your Platinum Card® from American Express for Morgan Stanley, you'll receive $15 in Uber Cash each month, plus a bonus $20 in December, after you add your Card to your Uber account. That's up to $200 to use on orders and rides in the U.S. annually, when you select an Amex Card for your transaction. You'll also become an Uber VIP and get access to top-rated drivers, where available, so even a 5-minute trip can be a 5-star experience.^‡

$120 Uber One Credit

Get up to $120 back in statement credits each calendar year when you use The Platinum Card® from American Express Exclusively for Morgan Stanley to purchase an auto-renewing Uber One membership. Terms apply.^‡

$600 Hotel Credit, $200 Airline Fee Credit

Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel when you pay with your Platinum Card®. And if you fly, you can receive up to $200 in statement credits per calendar year with the $200 Airline Fee Credit after you select one qualifying airline and incidental fees** are charged by the airline to your Platinum Card®.^‡

*The Hotel Collection requires a minimum two-night stay.

**American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.

$209 CLEAR® Plus Credit

CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with The Platinum Card® from American Express Exclusively for Morgan Stanley.^‡

*Excluding any applicable taxes and fees. Subject to auto-renewal.

Fine Hotels + Resorts® Program

When you book a trip to one of more than 1,800 Fine Hotels + Resorts® properties through American Express Travel®, you unlock a complimentary suite of benefits worth an average total value of $550* per stay, so you’re on your way to an amazing experience—and even better value—with every trip. Plus, earn 5X Membership Rewards® points, or use Pay with Points, for prepaid stays booked on AmexTravel.com.^‡

*Average value based on Fine Hotels + Resorts bookings in 2024 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available, $100 credit towards eligible charges (which vary by property), guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.

$400 Resy Credit

With the $400 Resy Credit, you can get up to $100 in statement credits each quarter when you use the Platinum Card to make eligible purchases with Resy, including dining purchases at over 10,000 U.S. Resy restaurants.* Enrollment required.^‡

*As of 03/2025

$300 Digital Entertainment Credit

Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. This can be an annual savings of up to $300. To view participating partners, visit americanexpress.com/platinum. Enrollment required.^‡

$300 lululemon Credit

Enjoy up to $75 in statement credits each quarter when you use The Platinum Card® from American Express Exclusively for Morgan Stanley for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.^‡

Walmart+ Monthly Membership Credit

Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with The Platinum Card® from American Express Exclusively for Morgan Stanley.^‡

*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.

$100 Saks Credit

Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card® from American Express Exclusively for Morgan Stanley. That's up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.^‡

Pay your bill in full each month

Use the Pay Over time feature to carry a balance with interest on eligible purchases

Use Plan It® to select large purchases and split them into monthly payments with a fixed fee^‡