Greenlight Family Banking and Debit Card for Kids
Your Max-Rate Checking account includes a complimentary Greenlight debit card, designed to help your kids practice smart spending, saving, and money management.
The debit card for kids. Managed by parents.
Greenlight is an award-winning money app and debit card designed for families and trusted by millions of parents and kids.1 With their own debit card, kids and teens get hands-on money experience while parents can send money, track spending, and set flexible controls.
Getting started is easy
1
Sign in
Log in to etrade.com or the E*TRADE mobile app and select Access Greenlight for families from your Max-Rate Checking account overview.
2
Enroll
Enter your mobile number and complete your Greenlight enrollment.
3
Link
Add your Max-Rate Checking account as your funding source to receive the monthly fee waiver.
Why families love Greenlight
A debit card for your kids
Teach smart spending while you send money, set flexible controls, and get real-time notifications.
Money management
Manage chores, automate allowance, set savings goals together, and more.
Financial literacy game
Reinforce smart money habits with Greenlight Level Up®, an engaging financial literacy game for kids.
Security controls
Turn cards on and off, block unsafe spending categories, and get fraud protection and 24/7 support.
Not a Max-Rate Checking Client?
When you open a Max-Rate Checking account, you get complimentary access to Greenlight, plus no account minimums or fees, easy money movement, and more.
Frequently asked questions
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Clients with an individual or joint Max-Rate Checking account are eligible for one complimentary Greenlight Select Plan account when the account is linked as the primary funding source. The Greenlight account can support up to five kids, each with their own debit card.
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Your Greenlight subscription includes debit cards for up to five kids, spending notifications, chores, automated allowance, savings tools, and access to Greenlight Level Up®, a financial literacy game for kids.
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The monthly fee is $5.99, but this is waived when you sign up through the referral page and link your Max-Rate Checking account as the funding source for the Greenlight account.
Note: Other Greenlight fees may still apply, such as ATM withdrawals, card customization, card replacement, expedited shipping, or product upgrades.
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No. Greenlight supports kids and family members of all ages, with no minimum or maximum age requirement.
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If you're already a Greenlight customer, simply link your Max-Rate Checking account as your primary funding source in the Greenlight app. To ensure your monthly fee waiver is applied, enter your mobile number here or contact Greenlight Support at (888)483-2645. Greenlight Support is available 24/7. For existing Greenlight customers who have a higher tier plan, you’ll be asked to downgrade to the Select Plan to get Greenlight at no cost.
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Yes, Greenlight works with Apple Pay and Google Pay. To add a Greenlight card to a digital wallet, the child must:
- Be at least 13 years old, subject to Apple Pay and Google Pay age requirements
- Have an active Greenlight account for at least five business days
- Verify their device using a one-time passcode (OTP)
- Activate their Greenlight card first
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Greenlight includes parental controls that let parents monitor spending, receive real-time notifications, block unsafe spending categories, and turn cards on or off at any time. Funds underlying Greenlight Debit Card Accounts are FDIC-insured up to $250,000, and the card includes Mastercard Zero Liability Protection.
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Greenlight is a Mastercard debit card, not a credit card. There is no extension of credit and no impact on the cardholder’s credit score. Kids can only spend the money that has been transferred to them from their parents.