E*TRADE Checking

No minimum balances. No monthly fees.

Minimum balances and account fees are a thing of the past when you open an E*TRADE Checking Account.

Start banking today

What you get with an E*TRADE Checking Account

Enjoy instant access to your money at any ATM machine nationwide

Unlimited transactions!1 Use your free debit card everywhere.

Pay bills free. And your first checkbook order is on the house.2

Our best-in-class mobile app3 makes managing your money a whole lot easier

No monthly account fees. No minimum balances.
E*TRADE Checking accounts do not pay interest.

Ways to fund

No minimum opening deposit to get started. There are four easy ways to fund your account.

Transfer money

Up to three business days4

Transfer Money is a free service that allows you to move money between E*TRADE accounts and from outside financial institutions.

Wire transfer

Same business day

A wire transfer is an electronic transfer of money between accounts, including accounts at different financial institutions.

Transfer an account

10+ business days

Transferring an account simply means moving all of your assets (cash and securities) from an outside financial institution to E*TRADE.

Deposit a check

Up to five business days

Choose from two convenient ways to deposit checks into your account: by mobile check deposit5 using our E*TRADE Mobile app or by mail.

Find the account for you

E*TRADE offers a wide range of bank and brokerage accounts.

We fight fraud

We have a lot invested in your security. Check out all the lengths we go through to secure and protect your assets.

Help from actual people

Robots are cool, but not fun to talk to. When you need help, our support team is ready to lend a hand.

Experience a better breed of checking

Why pay monthly account fees or worry about minimum balances? E*TRADE Checking does away with all that.

Opening an E*TRADE Checking Account is quick and easy.

Open an account

FDIC Insured
Bank deposits insured to at least $250,000 Learn more