E*TRADE Checking

The convenience you want, the features you need

  • Free, unlimited online bill payments
  • Free ATM / VISA® Debit card1
  • Free initial checkbook order2
  • No monthly account fees
  • See all rates and fees

0% Annual Percentage Yield

this is a non-interest bearing account


minimum initial deposit

Flexible employer contributions- image

FDIC insurance

E*TRADE Checking accounts are insured by the FDIC to at least $250,000

Easy set up and administration - image

Account minimums

Get started with a deposit of $100. There are no monthly account fees and no minimum requirements to maintain this account. 

Tax deduction on contributions - image

Getting started

Any U.S. residents, 18 years or older, with a valid Social Security number can
apply online

Full Range of Investment Choices - image

Convenient online banking

Access your money anytime, anywhere and easily move money between E*TRADE accounts or other financial institutions with our Transfer Money service3

FDIC Insured
Bank deposits insured to at least $250,000 Learn more