Platinum Card® from American Express Exclusively for Morgan Stanley

With over 1,550 airport lounges - more than any other credit card company on the market¹ - eligible Card Members enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass membership (enrollment required), and other select partner lounges.^‡

¹ As of 01/2026

Morgan Stanley Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.‡

Get up to $120 back in statement credits each calendar year when you use the Morgan Stanley Platinum Card® to purchase an auto-renewing Uber One membership. Terms apply.^‡

Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel when you pay with your Morgan Stanley Platinum Card®. And if you fly, you can receive up to $200 in statement credits per calendar year with the $200 Airline Fee Credit after you select one qualifying airline and incidental fees** are charged by the airline to your Morgan Stanley Platinum Card®.^‡

*The Hotel Collection requires a minimum two-night stay.

**American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.

CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $219 in statement credits per calendar year after you pay for CLEAR+ with the Morgan Stanley Platinum Card®.^ǂ

*Excluding any applicable taxes and fees. Subject to auto-renewal.

When you book a trip to one of 1,800+ Fine Hotels + Resorts® properties through American Express Travel®, you unlock a complimentary suite of benefits worth an average total value of $550* per stay. Plus, as a Morgan Stanley Platinum Card® Member, you can earn 5X Membership Rewards® points, or use Pay with Points, for prepaid stays booked through American Express Travel®.^‡

*Average value based on Fine Hotels + Resorts® bookings in 2025 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available (certain room categories are not eligible for upgrade), $100 credit towards eligible charges (which vary by property), guaranteed 4pm check-out and 12pm check-in when available. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.