Agreement Library

We like when our customers want to learn more. Here are some of the key Agreements and Disclosures to help you do just that.

Self-Directed Brokerage Account Agreements

Morgan Stanley Smith Barney LLC Client Relationship Summary

Annual Notices & Disclosures

Bank Deposit Program Disclosure Statement

Bank Deposit Program - Program Banks

Class Action Service Terms & Conditions

Coverdell Education Savings Account Plan Document & Disclosure Statement

E*TRADE from Morgan Stanley Client Agreement for Self-Directed Accounts
(updated 8/1/2025)

E*TRADE from Morgan Stanley Digital Assets Supplement for Self-Directed Accounts

E*TRADE from Morgan Stanley Futures Agreement for Self-Directed Accounts

E*TRADE from Morgan Stanley Qualified Retirement Plan Service Agreement

E*TRADE from Morgan Stanley Retirement Plan Manager Agreement

Futures in Self-Directed IRA Additional Risk Disclosure

Important Account Information for Self-Directed Accounts

Important Disclosures with Respect to Fully Paid Securities Lending Transactions

Individual Retirement Account Plan Document & Disclosure Statement

Morgan Stanley at Work Stock Plan Participant Account Addendum

Morgan Stanley Smith Barney LLC Securities Loan Agreement

Roth Individual Retirement Account Plan Document & Disclosure Statement

SIMPLE Individual Retirement Account Plan Document & Disclosure Statement

Stock Plan Account Agreement (US E*TRADE from Morgan Stanley Participants)

Stock Plan Account Agreement (Non-US E*TRADE from Morgan Stanley Participants)

Stock Plan Account Agreement (US Morgan Stanley at Work Participants)

Stock Plan Account Agreement (Non-US Morgan Stanley at Work Participants)

Summary of Bank Deposit Program

Sweep Deposit Account Rate and Fee Schedule

Morgan Stanley Private Bank Account Agreements

Core Portfolios Account Agreements

Global Agreements

Advanced / Conditional Order Agreement

Automatic Investing Agreement

Alerts Service Terms & Conditions

Application Program Interface (API) Developer License Agreement

Bill Pay Terms & Conditions

Bond Resource Center User Agreement

Day-Trading Risk Disclosure Statement

Digital Assets Risk Acknowledgment

Electronic Consent Disclosure and Consent

ERISA Section 408(b)(2) Disclosures

E*TRADE from Morgan Stanley Text Message Terms & Conditions

Extended Trading Hours Agreement

External Asset Transfer Terms & Conditions

FINRA Margin Disclosure Statement

Instant Verification User Agreement

Leverage / Inverse Products Acknowledgment

Loan Payoff Agreement

Marijuana-Related Business (MRB) Securities Risk Acknowledgment

Mobile Deposit Service Agreement

Morgan Stanley Wealth Management U.S. Privacy Policy and Notice

Morgan Stanley Wealth Management U.S. Consumer Privacy Notice

Order-Routing Practices (606 Report)

Over-the-Counter (OTC) Trading Agreement

Risk Disclosure Statement

Screen Share Terms & Conditions

Security Statement

Special Notice to Foreign Brokers and Foreign Traders

Special Statement for Uncovered Options Writers

Total Wealth View

Transfer Money Disclosure
Can’t find what you’re looking for? You may be able to locate it in the Disclosure Library.