Compare your sweep options

Here are the sweep options for eligible accounts available at E*TRADE for your uninvested cash, including current rates of return.

Available sweep account options

Sweep Account Symbol Description APY Insurance/Protection Availability Disclosure/Prospectus
Cash Balance Program CBP CBP is a cash balance held at E*TRADE Securities 0.03% to 0.40% SIPC protection up to $250,0001 Available for all brokerage accounts N/A
Extended Insurance Sweep Deposit Account (only for non-retirement accounts)
ESDA ESDA sweeps cash balances into multiple Program Banks 0.03% to 0.40% FDIC-insured up to $1,250,0002 ($2,500,000 for joint accounts) Available for non-retirement brokerage accounts whose account holders either live in the United States or have a US Social Security number or Taxpayer Identification Number View details
International Sweep Deposit Account ISDA ISDA sweeps cash balances into E*TRADE's affiliated bank, E*TRADE Savings Bank 0.03% to 0.40% FDIC-insured up to $250,0003 Available for all brokerage accounts whose account holders neither live in the United States nor have a US Social Security number or Taxpayer Identification Number View details
Retirement Sweep Deposit Account (only for retirement accounts) RSDA RSDA sweeps cash balances into E*TRADE's affiliated banks, E*TRADE Savings Bank and E*TRADE Bank 0.03% to 0.40% FDIC-insured up to $500,0004 Available for all retirement accounts whose account holders either live in the United States or have a US Social Security number or Taxpayer Identification Number View details
JPMorgan US Government Money Market Fund, Capital Class (only for Personalized Investment accounts) OGVXX A money market mutual fund seeking high current income with liquidity and stability of prinicipal 7-day current yield SIPC protection up to $500,0001 Available for all E*TRADE Personalized Investment accounts whose account holders either live in the United States or have a US Social Security number or Taxpayer Identification Number View details

All Sweeps allow for the following Cash Management5 features:

  • Unlimited checkwriting with free check images
  • Unlimited ATM/Debit Fee Refunds (U.S. Only)6,7
  • FREE Unlimited Bill Payments (U.S. Only)7
  • Easy ability to move money between your E*TRADE accounts. Plus, you can also transfer funds from your bank or brokerage accounts to external accounts8