Account selection

Choose account type(s)

You may choose as many accounts as you'd like.

Brokerage accountInvest and trade with the ability to buy and sell stocks, ETFs, mutual funds, options, bonds, and more

Retirement accountInvest for retirement with tax-advantaged accounts, including Traditional, Roth, SEP, and Rollover IRAs

Savings, checking, and CD accountsEarn competitive rates with banking solutions from Morgan Stanley Private Bank. FDIC insured up to applicable limits.^1,2

Before deciding whether to retain assets in a retirement plan account through a former employer or roll them over to an IRA, an investor should consider various factors including, but not limited to, investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock. For additional information, view the FINRA Investor Alert.

Securities and other non-deposit investment products and services are not insured by the FDIC, are not deposits or obligations of, or guaranteed by, Morgan Stanley Private Bank, and are subject to investment risk, including possible loss of the principal amount invested.

Important information about procedures for opening a new account:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also utilize a third-party information provider for verification purposes and/or ask for a copy of your driver's license or other identifying documents.

1. Certificate of Deposit, Checking and Max-Rate Checking deposits are insured to at least $250,000. Learn more.

2. The Premium Savings Bank Deposit Program (the "Program") gives Morgan Stanley Private Bank, National Association the ability to sweep any amount held on deposit in your Premium Savings Account to other depository accounts at Federal Deposit Insurance Corporation ("FDIC") member banks with the purpose of affording you additional FDIC insurance coverage. The Program is designed to offer up to $500,000 in FDIC coverage to individual accounts (up to $1 million for joint accounts). Learn more.