The self adjusting portfolio that's managed for you2
- Just input your goals, time horizon, and risk tolerance and get a diversified portfolio
- Stay on track with responsive technology and access to Investment Advisor Representatives3
- Get started with $10,000 minimum initial deposit, or $5,000 for Roth or Traditional IRAs4
Customized to your needs
Tell us why you’re investing and how you want to invest. Then get a recommended diversified portfolio.
- Choose to include either ETFs or a hybrid of ETFs and mutual funds in your portfolio5
- Tax-sensitive portfolios are available for some accounts
- We have no proprietary products so we focus on solutions for your needs
We'll take it from here
Your Adaptive Portfolio rebalances as necessary to help keep you on track toward your financial goals. Adaptive Portfolio:
- Monitors your portfolio for changes in value as the markets move
- Adjusts your portfolio to keep you on track when your portfolio drifts too far from your target asset allocation
- Allows you to reset your investment goals as your needs change
- 0.30% annual net advisory fee6
Explore similar solutions
Unified Managed Account
Get a customized portfolio of individual securities.
Get a professionally chosen, professionally managed portfolio of stocks, mutual funds, and/or ETFs. Get started with a $150,000 initial investment.
Managed Investment Portfolios
Managed accounts with low initial investment minimum
Financial Consultants work with you to select a diversified Managed Investment Portfolio built around your needs. Get started with a $25,000 initial investment.
Fixed Income Separately Managed Account
Get a customized bond portfolio
Our Financial Consultants help you choose a tax-free or taxable bond portfolio that’s professionally managed and tailored to your needs. Get started with a $250,000 initial investment.
How does E*TRADE keep my interests in mind?
From start to finish, our goal is to do what is in your best interest. We build and manage your Adaptive Portfolio based on your time horizon, risk tolerance and preferences determined by the Investor Profile Questionnaire. This questionnaire may be more comprehensive than you may find with other digital solutions. It was diligently developed, and tested to help match you to your investor profile. Our risk based allocations keep in mind modern portfolio theory for each investor profile. Lastly, we don’t offer our own proprietary ETFs or mutual funds, so there’s no temptation to push our own funds over other ones.
What criteria does E*TRADE Capital Management use to pick investments for my portfolio?
The answers you provide in the Investor Profile Questionnaire drive the asset allocations within your Adaptive Portfolio. For each asset class (such as equities or fixed income), E*TRADE Capital Management selects investment holdings that, when combined in broad-based asset allocation strategies, seek to provide a high-level of return potential for a given level of risk over the long-term, generally three years or longer. That’s called risk-adjusted return potential.
Each investment selection is made by analyzing a spectrum of key data points, such as historical performance, expenses, tracking error, and liquidity. E*TRADE Capital Management reviews and evaluates the investment holdings in your portfolio on an ongoing basis and automatically rebalances the account as necessary.
How does Adaptive Portfolio rebalance my account?
Adaptive Portfolio uses technology to monitor your account. If your portfolio drifts too far from your target asset allocation, E*TRADE Capital Management reviews the portfolio and the portfolio self-adjusts.2 In other words, it rebalances as necessary to help keep you in line with your target allocation. It’s a technology-driven, disciplined approach that helps take the human emotion out of the equation.
How much does Adaptive Portfolio cost?
There is an annual net advisory fee of 0.30% based on assets in your account.6 This direct fee is charged at the beginning of each new quarter for services provided the previous quarter. It is automatically deducted from your account.
Account market value8
Maximum annual gross advisory fee
Minimum annual advisor fee credit9
Maximum annual net advisory fee10
|$10,000 and over||0.80%||0.50%||0.30%|