An automated investing solution
- Diversified portfolios, monitored and rebalanced for you3
- Online managed accounts customized to your goals4
- Low 0.30% annual advisory fee5
initial portfolio minimum6
initial portfolio minimum for Traditional and Roth IRAs6
Why an Adaptive Portfolio?
E*TRADE Capital Management’s robo advisor combines professional management7 with the speed and responsiveness of technology.
Easy to enroll
We’ll guide you through a few simple questions, then recommend a diversified portfolio for you
Responsive technology will monitor and adapt your portfolio as needed to help keep you on track
Low 0.30% annual advisory fee with no trade commissions, though underlying fund expenses will apply
Check your account online 24/7 and call our team of investment adviser representatives anytime you need assistance
Customized to your needs
Answer a few questions online and get a recommended diversified portfolio based on your goals, risk tolerance, and time horizon.
- Available for brokerage and IRA accounts
- Customize your portfolio with a choice of all ETFs, or a hybrid of ETFs and mutual funds
- We don’t offer proprietary products, so our portfolios are built with your goals in mind—not ours
Monitors and adapts
Our technology is always on the job. It monitors your portfolio and rebalances your investments as needed to help keep you on track.
- If your asset allocation drifts too far from your plan, Adaptive Portfolio will adjust with no trade commissions
- If your investment goals change, you can reset your profile online at any time
- Check your portfolio holdings and performance anytime by computer, smartphone, or tablet
How does E*TRADE keep my interests in mind?
From start to finish, our goal is to do what is in your best interest. We build and manage your Adaptive Portfolio based on your time horizon, risk tolerance and preferences determined by the Investor Profile Questionnaire. This questionnaire may be more comprehensive than you may find with other digital solutions. It was diligently developed, and tested to help match you to your investor profile. Our risk based allocations keep in mind modern portfolio theory for each investor profile. Lastly, we don’t offer our own proprietary ETFs or mutual funds, so there’s no temptation to push our own funds over other ones.
What criteria does E*TRADE Capital Management use to pick investments for my portfolio?
The answers you provide in the Investor Profile Questionnaire drive the asset allocations within your Adaptive Portfolio. For each asset class (such as equities or fixed income), E*TRADE Capital Management selects investment holdings that, when combined in broad-based asset allocation strategies, seek to provide a high-level of return potential for a given level of risk over the long-term, generally three years or longer. That’s called risk-adjusted return potential.
Each investment selection is made by analyzing a spectrum of key data points, such as historical performance, expenses, tracking error, and liquidity. E*TRADE Capital Management reviews and evaluates the investment holdings in your portfolio on an ongoing basis and automatically rebalances the account as necessary.
How does Adaptive Portfolio rebalance my account?
Adaptive Portfolio uses technology to monitor your account. If your portfolio drifts too far from your target asset allocation, E*TRADE Capital Management reviews the portfolio and the portfolio self-adjusts.2 In other words, it rebalances as necessary to help keep you in line with your target allocation. It’s a technology-driven, disciplined approach that helps take the human emotion out of the equation.
How much does Adaptive Portfolio cost?
There is an annual net advisory fee of 0.30% based on assets in your account.6 This direct fee is charged at the beginning of each new quarter for services provided the previous quarter. It is automatically deducted from your account.
Account market value8
Maximum annual gross advisory fee
Minimum annual advisor fee credit9
Maximum annual net advisory fee10
|$10,000 and over||0.80%||0.50%||0.30%|
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