How our offer works

Open an account


E*TRADE credits and offers may be subject to US withholding taxes and reporting at retail value. Taxes related to these credits and offers are the customer's responsibility. Cash credits for Individual Retirement Accounts are treated as earnings for tax purposes.
Before deciding whether to retain assets in a retirement plan account through a former employer, or roll them over to an IRA, an investor should consider various factors including, but not limited to, investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions, and possession of employer stock. For additional information, view the FINRA Investor Alert.

Here's how to get your commission-free trades:

  • Account must be funded within 60 days of account open with funds from outside of E*TRADE.

  • Deposit at least $10,000 into your new account.

  • You will receive up to 500 commission-free stock or options trades executed within 60 days of the deposited funds being made available for investment in the new account (excluding options contract fees).

  • You will pay $6.95 for your first 29 stock or options trades (plus 75¢ per options contract) and $4.95 thereafter up to 500 stock or options trades (plus 50¢ per options contract).

  • Your account will be credited for trades within a week of the executed trade, after paying the applicable commission charge.

  • You will not receive cash compensation for any unused commission-free trades.

Here's how to enroll:

  1. Mail or fax your completed small business retirement plan application to us
  2. Call Customer Service at 1-888-402-0654 once your account is open to be enrolled in and receive the offer.

Here's how to get your cash credit:

Credits for cash or securities will be made based on deposits of new funds or securities from external accounts made within 60 days of account open, as shown in the chart below. Your account will be credited within one week of the close of the 60-day window, as follows:


Deposit or Transfer

$2,500 + commission-free trades $1,000,000+
$1,200 + commission-free trades $500,000–$999,999
$600 + commission-free trades $250,000–$499,999
$300 + commission-free trades $100,000–$249,999
$200 + commission-free trades $25,000–$99,999
Only commission-free trades $10,000–$24,999

More important information

Offer valid for one new E*TRADE Securities retirement account opened by 12/31/2019 and funded within 60 days of account opening with $10,000 or more.

New funds or securities must: be deposited or transferred within 60 days of enrollment in offer, be from accounts outside of E*TRADE, and remain in the account (minus any trading losses) for a minimum of six months or the cash credit may be surrendered. Multiple deposits made to eligible accounts will be aggregated and will receive a credit on a pro-rata basis once the new account has been funded with at least $10,000.

Excludes current E*TRADE Financial Corporation associates, non-U.S. residents, and any jurisdiction where this offer is not valid. You must be the original recipient of this offer to enroll. This offer is not valid for business, custodial, estate, LLC, sole proprietorship, unincorporated organization, or E*TRADE Securities brokerage, E*TRADE Futures, E*TRADE Bank, or E*TRADE Savings Bank accounts. One promotion per customer. E*TRADE Securities reserves the right to terminate this offer at any time. Consult your tax professional regarding limits on depositing and rolling over qualified assets.