How our offer works

Limited time! Get up to a $2,500 cash credit with a qualifying deposit or transfer.

E*TRADE credits and offers may be subject to US withholding taxes and reporting at retail value. Taxes related to these credits and offers are the customer's responsibility. Cash credits for Individual Retirement Accounts are treated as earnings for tax purposes.
Before deciding whether to retain assets in a retirement plan account through a former employer, or roll them over to an IRA, an investor should consider various factors including, but not limited to, investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions, and possession of employer stock. For additional information, view the FINRA Investor Alert.

Here's how to enroll:

  1. Mail or fax your completed small business retirement plan application to us
  2. Call Customer Service at 1-888-402-0654 once your account is open to be enrolled in and receive the offer.

Here's how to get your cash credit:

Cash credits will be granted based on deposits of new funds or securities from external accounts when an account is opened and funded with at least $5,000 and any additional deposits of new funds or securities made within 60 days of account opening, as shown in the chart below. Once account deposits reach $5,000, your account will receive $100 within 7 days.  An account deposit or deposits totaling $1,000,000 or more will receive $2,500 within 7 days.  At the end of the 60-day window, your account will be credited in the aggregate for new funds deposited or transferred into your new enrolled account within 7 days of the close of that window in accordance with the table below.  So, for example, if you deposit $5,000 when you open your account, you will receive $100 within 7 days and if you have deposited a total of $25,000 at the end of the 60 day window from account opening,  you will receive another $100 (for a total of $200):

Receive Deposit or Transfer
$100 $5,000–$24,999
$200 $25,000–$99,999
$300 $100,000–$249,999
$600 $250,000–$499,999
$1,200 $500,000–$999,999
$2,500 $1,000,000+

Important information

Offer valid for one new E*TRADE Securities retirement account opened by 01/06/2020 and funded within 60 days of account opening with $5,000 or more.

New funds or securities must be deposited or transferred within 60 days of enrollment in offer, be from accounts outside of E*TRADE, and remain in the account (minus any trading losses) for a minimum of twelve months or the cash credit(s) may be surrendered.

Excludes current E*TRADE Financial Corporation associates, non-US residents, and any jurisdiction where this offer is not valid. You must be the original recipient of this offer to enroll. This offer is not valid for business, custodial, estate, LLC, sole proprietorship, unincorporated organization, or E*TRADE Securities brokerage, E*TRADE Futures, E*TRADE Bank, or E*TRADE Savings Bank accounts. One promotion per customer. E*TRADE Securities reserves the right to terminate this offer at any time. Consult your tax professional regarding limits on depositing and rolling overqualified assets.