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Guidance & Value

Solutions you need for your Retirement

E*TRADE has the investments, tools & complimentary guidance to help you achieve the retirement you want. Let us help you create a plan or use our innovative online tools to take control and stay on track.

Need Help?

Call us at: 1-877-921-2434

Get up to $600 when you open an IRA1
Plus 60 days of free trades for deposits of $10k or more
How It Works
Open an IRA Account Rollover a 401(k)
Complimentary Guidance

One-on-one Portfolio Evaluations from Financial Consultants

Full Range of
Choices

Traditional & Roth IRAs, 401(k) Rollovers and Small Business Plans

Over 8,000 Mutual Funds, including Target Date Funds2

E*TRADE OneStop Rollover

Exceptional
Value

No annual fees or minimums

1,300+ no-load, no-transaction fee mutual funds3

Over 80 Commission Free ETFs8

The Help You Need
To Reach Your
Retirement Goals

We'll work with you to achieve the retirement you want. With objective advice & guidance, by phone or in person at an E*TRADE branch5.

  • One-on-One Portfolio Evaluations
  • Fixed Income and Investment Specialists
  • Ongoing Professional Management of Your Investments from E*TRADE Capital Management

Everything You Need For
Any Investment Goal

Whether you need an individual IRA, a small business retirement plan, are looking to roll over or another option, you'll find it at E*TRADE.

Keep More of Your
Retirement Money

At E*TRADE, you can create the retirement plan you need without the fees you don't.

You can also benefit from 24/7 customer service, complimentary guidance and easy online account management.

  • No Annual Fees
    So you can keep more of your money
  • No Load Funds
    1,300+ no-load, no-transaction fee mutual funds to choose from3
  • No Minimums
    Open/add to your retirement account with any amount
  • Commission Free ETFs
    Over 80 Commission Free ETFs available7
  • $9.99 or Less4
    Stock & Options trades

Plan For Retirement &
Stay On Track

E*TRADE makes it simple to plan and invest for retirement. Count on a streamlined process, every step of the way.

Use our online tools, work with our professionals, or do some of each. Help's always available. Because at E*TRADE you invest for yourself, not by yourself.

E*TRADE 360

Our all new, one-page website investing experience

Retirement Planning Calculator

Create a retirement action plan and track your progress—now integrated into E*TRADE 360!

Online Portfolio Advisor9

Identify the right asset allocation and get investment
recommendations tailored to your needs6

Get Insights & Education
To Help Achieve Your Goals

Effectively saving and investing for Retirement starts with the right information.

Learn everything from the basics of retirement accounts to the benefits of rollovers to generating retirement income from industry professionals and get access to free independent analyst research from leading sources.

Research from Morningstar, S&P, Thomson Reuters, and Research Team

3-minute educational retirement videos

Live and on-demand web seminars8

Exclusive live events with industry veterans

Interactive demos & tutorials

Next Steps

Open an Account Today. Get up to
$600 when you roll over an old 401k or transfer an IRA1

Open an IRA accountRollover a 401(k)

Speak to a Representative:

Call Us at 1-877-921-2434
Chat Live
Visit an E*TRADE Branch
Get up to $600 when you open an IRA1
Plus 60 days of free trades for deposits of $10k or more
Rollover a 401(k) Open an IRA Account

4 Easy Ways to Fund Your Account

Wire Transfer

A wire transfer is an electronic transfer of money between different financial institutions.

How to Request a Wire Transfer
To Wire Money to Your E*TRADE Securities Account

Contact your other financial institution and ask them to wire funds to E*TRADE Securities. You'll need to provide them with information below.

You can complete and print out an easy Wire Transfer Form here.

If your financial institution is located in the United States:
The Receiving institution information:

E*TRADE Securities LLC
PO Box 484
Jersey City, NJ 07303-0484
ABA Transit Routing Number: 056073573

Your information:

The amount you want to wire

Your eight-digit E*TRADE Securities account number. (Your account number can be found on the Complete View page when you first log in.)

Your name and address

If your financial institution is located outside the United States:

The receiving institution information:

Wells Fargo Bank, N.A.
420 Montgomery Street
San Francisco, CA 94104
Swift Code: WFBIUS6S
FBO: E*TRADE Clearing LLC
Routing Number: 056073573

Your information:

The amount you want to wire in U.S. dollars

Your eight-digit E*TRADE Securities account number

Please note, your wire should ONLY be routed through the Wells Fargo WFBIUS6S swift code if your international bank does not have a correspondent US Bank. Any attempt should be made by your bank to send directly to aba 056073573 as sending through the additional account may lead to delays in the processing of your wire.

Your name and address

Funds Availability

New Customer
Same business day if received before 6 p.m. ET

 

Existing Customer
Same business day if received before 6 p.m. ET

For details on how to Wire Money into an E*TRADE Bank deposit account as well as funds availability information for Wire Transfers to and from E*TRADE Bank deposit accounts please click here

Check the status of your wire request in the Customer Service Online. You'll also receive updates online via Smart Alert.

Transfer An Account

Transferring an account simply means moving cash or securities from an outside financial institution to E*TRADE. Consolidating assets will simplify your life and make managing your finances much easier with the extraordinary value, tools, and guidance E*TRADE provides.

NOTE: This option is only available for funding brokerage accounts.


Log on and use our easy Transfer an Account Feature for the fastest delivery. It will guide you step-by-step through the process.

You'll want to have the following information from your monthly statement handy:

The name of the delivering institution
Your account number at that institution
The registration (ownership of the account)

If you prefer, or if you are changing the account registration, you can complete our paper Account Transfer Form and mail it to the address provided.

Transfer Now
Log On Required

If Transfer Request Submitted:

Electronically
Via Mail

Assets Typically Delivered:

In as little as 10 business days
3-6 weeks

Check the status of your account transfer in the Customer Service Online. You'll also receive updates online via Smart Alert.

Mail A Check

You can easily deposit many types of checks4 and drafts into your account by mail. Below, you'll find instructions for brokerage accounts. Learn how to deposit securities certificates.


How To Make A Deposit By Check

To Deposit a Check to Your E*TRADE Securities Account

Make the check payable to E*TRADE Clearing LLC. Write your eight-digit account number on the memo line. (For IRA contributions, note the tax year in the memo line as well.)

Attach a deposit slip (if you have one) and mail it to:

Regular U.S. Mail
E*TRADE Securities LLC
PO Box 484
Jersey City, NJ 07303-0484

Overnight Mail
E*TRADE Securities LLC
Harborside Financial Center
501 Plaza 2
34 Exchange Place
Jersey City, NJ 07311

Funds Availability

5 th business day after posting to your account if deposited prior to 4 p.m. ET For details on how to Make a Deposit by Check to an E*TRADE Bank deposit account as well as the funds availability information for check deposits for E*TRADE Bank deposit accounts please click here.

Check the status of your deposit in Customer Service Online. You'll also receive updates online via Smart Alert.

Checks, drafts, and securities certificates can be deposited in person at many of our network of E*TRADE Branches nationwide. Click here to locate a branch near you.

Free Quick Transfer

Quick Transfer is a free online service that allows you to move money between E*TRADE Accounts and from outside institutions. It's easy, convenient, and 100% protected by our exclusive E*TRADE Complete™ Protection Guarantee.

  1. Select the appropriate accounts from the From and To menus, and enter your transfer amount.
  2. Enter the date you want the transfer to occur in the Date field.
  3. Select how often you want your transfer to occur from the Frequency menu, and then click Transfer.
Transfer Now
Log On Required

Help with Transfer

Transfer money to and from accounts at other institutions

Add External Account
Manage External Accounts

Transfers between E*TRADE accounts
Immediately
if request is received prior to 4 p.m. ET; otherwise next business day

Transfers from external accounts to E*TRADE Securities account
3rd business day
after the day of deposit, if transferred by 4 p.m. ET

*For details on funds availability for Quick Transfers to and from E*TRADE Bank deposit accounts, E*TRADE IRA accounts, or E*TRADE Home Equity Lines of Credit please click here.

Check the status of your deposit in the Pending and History tabs of Quick Transfer. You'll also receive confirmation of your request online via Smart Alert.

Get up to $600 cash credit for deposits or transfers made within 45 days of account open.
Deposit or Transfer
Receive
$25K - $99,999
$200
$100K - $249,999
$300
$250K and above
$600*
And open an account with $10,000 or more and receive free stock & options trades for 60 days once funds become available.
*Call us to see how you can qualify for more at 1-800-ETRADE-1