Retirement Guidance at every stage of your life

No matter where you are in life, E*TRADE can help. Learn more by choosing where you are on the path to retirement.

  • Invest Early. Save More.

    Not starting to save early enough is one of the most common retirement mistakes. Use time and the power of compounding to your advantage.1

    Open an IRA Now

  • Retirement Planning Calculator

    Find out how much you need to save, create an action plan, and track your progress—now integrated into the E*TRADE 360 dashboard!

    Try It Now

  • Target-Date Funds Make It Easy to Get Started

    A no-load, no-transaction fee Target-Date mutual fund3 might be right for you. Check out our pre-selected funds below5 or learn more about target date funds.

    Simply select a fund with a target date closest to when you expect to retire. The fund will automatically adjust allocation over time – getting more conservative as the target date approaches.

  • Other Ideas To Help You Maximize Savings

    Work with a Financial Consultant

    We can help you allocate and diversify your retirement assets7. Call us at 1-877-921-2434.

    Don't Refuse Free Money

    If you participate in a 401(k) or 403(b) plan, your employer may match contributions. Don't miss the chance to take advantage of your employer's full match.

    Pay Yourself First with Automatic Investing

    Enroll in our Automatic Investment Plan6 that will automatically transfer cash from your bank, savings, or non-IRA E*TRADE brokerage account - according to the amount or schedule you choose.

Get up to $600 when you open an IRA2

Plus 60 days of free trades for deposits of $10k or more

How It Works

Get up to $600 cash credit for deposits or transfers made within 45 days of account open.
Deposit or Transfer
$25K - $99,999
$100K - $249,999
$250K and above
And open an account with $10,000 or more and receive free stock & options trades for 60 days once funds become available.
*Call us to see how you can qualify for more at 1-800-ETRADE-1