Invest Early. Save More.

Not starting to save early enough is one of the most common retirement mistakes. Use time and the power of compounding to your advantage.1

Open an IRA Now


Retirement Planning Calculator

Find out how much you need to save, create an action plan, and track your progress—now integrated into the E*TRADE 360 dashboard!

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Target-Date Funds Make It Easy to Get Started

A no-load, no-transaction fee Target-Date mutual fund3 might be right for you. Check out our pre-selected funds below5 or learn more about target date funds.

Simply select a fund with a target date closest to when you expect to retire. The fund will automatically adjust allocation over time – getting more conservative as the target date approaches.

Other Ideas To Help You Maximize Savings


Work with a Financial Consultant

We can help you allocate and diversify your retirement assets7. Call us at 1-877-921-2434

Don't Refuse Free Money

If you participate in a 401(k) or 403(b) plan, your employer may match contributions. Don't miss the chance to take advantage of your employer's full match.

Pay Yourself First with Automatic Investing

Enroll in our Automatic Investment Plan6 that will automatically transfer cash from your bank, savings, or non-IRA E*TRADE brokerage account - according to the amount or schedule you choose.