E*TRADE Consumer Privacy Notice

Last Updated: November 6, 2019

What does E*TRADE do with your personal information?

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
account balances and transaction history
assets and credit history

When you are no longer our customer, we may continue to share your information as described in this notice.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons E*TRADE chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does E*TRADE share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We do not share
For our affiliates' everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes – information about your creditworthiness	No	We do not share
For our affiliates to market to you	Yes	Yes
For non-affiliates to market to you	No	We do not share

To limit our sharing

Call 800-ETRADE-1 (800-387-2331) - one of our representatives will assist you.

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Who we are
Who is providing this notice?	E*TRADE Financial Corporation and its affiliates listed below.

What we do
*How does ETRADE protect my personal information?**	We use reasonable safeguards to protect your personal information in compliance with law. These security features include, but are not limited to, multiple layers of encryption, strong authentication, system and network access controls including firewalls, and other measures that secure data.
*How does ETRADE collect my personal information?**	We collect your personal information, for example, when you open an account tell us about your investment or retirement portfolio direct us to buy or sell securities in your account make deposits or withdrawals from your account We also collect your personal information from other companies such as credit bureaus and affiliates.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes–information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account – unless you tell us otherwise.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. For purposes of this notice our affiliates include companies with the ETRADE name including ETRADE Securities LLC, ETRADE Capital Management, LLC, ETRADE Futures LLC, ETRADE Financial Corporate Services, Inc., ETRADE Bank, and E*TRADE Savings Bank.
Non-Affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. E*TRADE does not share your personal information with non-affiliates for their marketing purposes.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. E*TRADE does not jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

For purposes of this notice our affiliates include companies with the E*TRADE name including E*TRADE Securities LLC, E*TRADE Capital Management, LLC, E*TRADE Futures LLC, E*TRADE Financial Corporate Services, Inc., E*TRADE Bank, and E*TRADE Savings Bank.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

E*TRADE does not share your personal information with non-affiliates for their marketing purposes.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

E*TRADE does not jointly market.

California residents

We do not share your personal information unless (1) applicable law permits us to do so without first obtaining your prior consent, or (2) we first provide you an opportunity to limit this sharing..

Nevada residents

We are providing you with this notice pursuant to state law. You may be placed on our internal Do Not Call list by calling us at 800-ETRADE-1 (800-387-2331). For further information, contact the Nevada Attorney General’s office at 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; by phone at 702-486-3132; or by email at BCPINFO@ag.state.nv.us.