The Three Tiers of Retirement Income

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In a low interest rate environment, generating income can be challenging for many retirees. Janus Henderson Investors helps explain how to weigh competitive yield against potential risks.


Ben Rizzuto, CRPS
Retirement Director, Janus Henderson Investors

Ben Rizzuto brings 13 years of industry experience to Janus Henderson Investors as the Retirement Director, where he works with financial advisors, platform partners, colleagues and clients to find solutions for today’s increasingly difficult retirement issues. Prior to joining Janus in 2014, he worked as a business development consultant for Jackson National Life, where he helped financial advisors grow their fee-based practices. Mr. Rizzuto received his BA in political science from the University of Colorado – Boulder and received an International MBA with concentrations in finance and Italian from the Darla Moore School of Business at the University of South Carolina. He holds the Chartered Retirement Plans Specialist (CRPS®) designation.