Register now: Understanding the role of insurance in holistic financial planning
In this webinar, Morgan Stanley's Global Investment Office will discuss the benefits of insurance as they apply to long-term financial goals and the key differences between term and whole life insurance options. This webinar is available both live and on demand.
Term Life Insurance 1, 2, 3 with Covr
Quickly compare quotes and apply for coverage through Covr, a leader in digital insurance technology.
Permanent Life Insurance
Provides the potential for tax-deferred growth and solutions for wealth transfer, liquidity planning, estate equalization, and gifting strategies.
Long Term Care
Often associated with the effects of aging, this coverage may also be used at any time due to an accident or illness for in-home, assisted living, or nursing home care.
Disability Insurance
Disability insurance can replace a portion of your monthly income. You can use your benefits to pay the mortgage, buy groceries, cover out-of-pocket medical expenses, and more.
Annuities
Annuities provide guaranteed income in return for premium payments. Depending on your retirement challenges and the product you purchase, you can access this income for a designated number of years, as you need it, or guaranteed for the rest of your life.

Life Insurance 101

Learn the basics about life insurance, how it works, and the potential costs and benefits

Do I need life insurance?

If you are wondering when and/or if you may need life insurance, we dig into several factors that can help you decide.

Long Term Care Insurance 101

Help prepare yourself or a loved on for the rising health care costs associated with aging while protecting your retirement savings.

Breaking down term life

Learn how term life can help provide financial security for your loved ones as compared to other insurance products.

Level vs. decreasing term

Find out the key difference between these types of term life insurance and determine which is the right policy for you.

Disability Insurance 101

How to protect your ability to earn an income if you become unable to work due to an accident or unforseen illness.

Questions about Insurance?
Talk to our Insurance Solutions Team today at 614-414-9006
Solutions from some of the best in class agencies
PLEASE READ THE IMPORTANT DISCLOSURES BELOW

The material provided by E*TRADE from Morgan Stanley, by Morgan Stanley Smith Barney LLC or any of its direct or indirect subsidiaries, or by a third party not affiliated with E*TRADE is for educational purposes only and is not an individualized recommendation. This information neither is nor should be construed as an offer, or solicitation of an offer, to buy or sell insurance products by E*TRADE or its affiliates. No information presented constitutes a recommendation by E*TRADE or its affiliates to buy, sell, or hold any financial product or instrument discussed therein or to engage in any specific investment strategy. You are fully responsible for any decision you make with regard to this product.

  1. Morgan Stanley Smith Barney LLC is offering access to term insurance products through its relationship with Covr Financial Technologies, Inc. ("Covr"). Covr provides direct to consumer insurance solutions. E*TRADE makes no representations regarding the appropriateness or otherwise of the products or services provided by Covr and the insurance carriers on its platform. There are additional service providers for comparative purposes. If you choose to pursue coverage, you must do your own diligence and make your own independent decision. Morgan Stanley Smith Barney LLC and/or its licensed insurance agency affiliate may earn commissions or a referral fee or other forms of compensation for products purchased through Covr. Covr and E*TRADE are unaffiliated entities.
  2. Certain term life insurance policies are subject to full medical underwriting and are not available for immediate coverage.
  3. Generally, life insurance proceeds received by a named beneficiary due to the death of an insured person are not includable in gross income and not reportable. See https://www.irs.gov/faqs/interest-dividends-other-types-of-income/life-insurance-disability-insurance-proceeds for more information. E*TRADE does not provide tax advice; please consult your tax advisor.

Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s (“Morgan Stanley”) licensed insurance agency subsidiaries.

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