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  Investment Products:    Not FDIC Insured     No Bank Guarantee     May Lose Value  


The E*TRADE FINANCIAL family of companies provides financial services that include brokerage, banking, lending, and managing corporate stock benefits. Securities products and services are offered by E*TRADE Securities LLC, Member NASD/SIPC. Banking and lending products and services are offered by E*TRADE Bank, a Federal savings bank, Member FDIC, or its subsidiaries. The OptionsLink service is offered by E*TRADE FINANCIAL Corporate Services.

E*TRADE Securities LLC products and services are not insured by the FDIC, are not guaranteed deposits or obligations of E*TRADE Bank, and are subject to investment risk, including possible loss of the principal invested. E*TRADE Securities LLC, E*TRADE Bank, and E*TRADE FINANCIAL Corporate Services are separate but affiliated companies.

System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors.

©2004 E*TRADE FINANCIAL Corp. All rights reserved. web383w501m3.etrade.com