Premium Savings Account

Program Bank List | Effective November 17, 2023

We may update this list periodically, Program Banks can become active or inactive at any time. You may opt out of any of the Program Banks, however, you cannot opt out of all active Program Banks at any given time. Your maximum FDIC coverage is $500,000 for individual accounts and $1,000,000 for joint accounts. If you opt out of an active Program Bank, your FDIC coverage will be reduced by $250,000 for individual accounts and $500,000 for joint accounts

Active Program Banks:

• MORGAN STANLEY BANK, NA
• MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION

Inactive Program Banks:

• 1ST SECURITY BANK OF WASHINGTON
• AMERICAN NATIONAL BANK & TRUST
• ASSOCIATED BANK N.A.
• AXOS BANK
• BAC COMMUNITY BANK
• BANK OF HOPE
• BANK OF MARIN
• BANK OZK
• BANK OF RHODE ISLAND
• BARRINGTON BANK
• BEAL BANK SSB
• BEAL BANK USA
• BEVERLY BANK & TRUST
• BOK FINANCIAL
• BROOKLINE BANK
• CATHAY BANK
• CENTENNIAL BANK
• CENTRAL BANK ILLINOIS
• CHOICE FINANCIAL GROUP
• CITIBANK, NA
• CITIZENS BANK, NA
• CITY BANK TEXAS
• COLUMBIA BANK
• COMENITY BANK DELAWARE
• COMENITY CAPITAL BANK
• COMERICA BANK
• COMMENCEMENT BANK
• CONNECTONE BANK
• CRYSTAL LAKE BANK & TRUST
• CUSTOMERS BANK
• DEDHAM SAVINGS BANK
• EAGLEBANK
• EAST BOSTON SAVINGS BANK
• ENTERPRISE BANK AND TRUST COMPANY
• EPHRATA NATIONAL BANK
• FIDELITY BANK
• FIRST BUSINESS TRUST
• FIRST CAROLINA BANK
• FIRST HORIZON BANK
• FLUSHING BANK
• GORHAM SAVINGS BANK
• HILLS BANK AND TRUST
• HINSDALE BANK
• HSBC BANK USA
• INDEPENDENT BANK
• INVESTAR BANK
• INVESTORS BANK
• JPMORGAN CHASE BANK, NA
• KEARNY BANK
• LAKEFOREST BANK
• LIBERTYVILLE BANK & TRUST CO
• LUTHER BURBANK SAVINGS
• MERRICK BANK
• METROPOLITAN COMMERCIAL BANK
• MIZUHO BANK (USA)
• NEXBANK SSB
• NORTHBROOK BANK & TRUST
• NORTHWEST COMMUNITY BANK
• OLD PLANK TRAIL COMM BANK
• ORIGIN BANK
• PEAPACK GLADSTONE BANK TRUST
• PNC BANK, NATIONAL ASSOCIATION
• RENASANT BANK
• SALLIE MAE BANK
• SCHAUMBURG BANK & TRUST
• SILVERGATE BANK
• SIMMONS BANK
• SOUTHERN BANCORP BANK
• ST. CHARLES BANK
• STATE BANK OF THE LAKES
• STERLING NATIONAL BANK
• TEXAS CAPITAL BANK
• THE BANCORP BANK
• THE HUNTINGTON NATIONAL BANK
• THE WASHINGTON TRUST COMPANY
• TIAA, FSB
• TOWN BANK
• TRISTATE CAPITAL BANK
• UMPQUA BANK
• US BANK, NA
• VALLEY NATIONAL BANK
• VILLAGE BANK & TRUST
• VISTA BANK
• WASHINGTON FINANCIAL BANK
• WEBBANK
• WELLS FARGO BANK, NA
• WHEATON BANK & TRUST
• WINTRUST BANK