Bank Rates, Yields & Fees

E*TRADE delivers customer value at every level.

Bank Yields Max-Rate Checking
Annual Percentage Yield 0.05%   ($50,000+)
0.05%   ($5,000 - $50,000)
0.01%   ($00 - $5,000)
Minimum Monthly Balance An average monthly balance of $5,000 is required to avoid a fee.Please see the monthly fees section below to learn how to waive this fee.
Monthly Fees $15 if your minimum account balance is not met.
You can avoid the monthly fee by:
-Maintaining a minimum average balance of $5,000 in your Max-Rate Checking Account
-Setting up and maintaining a direct deposit of $200 or more per month (A combination of direct deposits totaling $200 does not satisfy this requirement)
-Maintain a combined balance of $50,000 or more in linked E*TRADE Securities, E*TRADE Bank and employee stock plan accounts (including vested in-the-money options, stock option plan shares, ESPP shares and released restricted stock)
Execute at least 30 stock or options trades during a calendar quarter in a linked E*TRADE Securities account.
Minimum Opening Deposit $100
FDIC Insurance At least $250,000
Full Rate & Fee Schedule