Bank Rates, Yields & Fees
E*TRADE delivers customer value at every level.
|Bank Yields||Max-Rate Checking|
|Annual Percentage Yield||0.05%
0.05% ($5,000 - $50,000)
0.01% ($00 - $5,000)
|Minimum Monthly Balance||An average monthly balance of $5,000 is required to avoid a fee.Please see the monthly fees section below to learn how to waive this fee.|
|Monthly Fees||$15 if your minimum account balance is not met.
You can avoid the monthly fee by:
-Maintaining a minimum average balance of $5,000 in your Max-Rate Checking Account
-Setting up and maintaining a direct deposit of $200 or more per month (A combination of direct deposits totaling $200 does not satisfy this requirement)
-Maintain a combined balance of $50,000 or more in linked E*TRADE Securities, E*TRADE Bank and employee stock plan accounts (including vested in-the-money options, stock option plan shares, ESPP shares and released restricted stock)
Execute at least 30 stock or options trades during a calendar quarter in a linked E*TRADE Securities account.
|Minimum Opening Deposit||$100|
|FDIC Insurance||At least $250,000
|Full Rate & Fee Schedule|